Brevard County property record for 4975 Erin Ln, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1994 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $328,000 (Feb 2025) |
| Tax Bill | $3,160 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 26-37-30-52-A-30 |
| Primary APN | 26-37-30-52-A-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,658 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Porch | Florida Room |
| Porch Area | 179 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2616792 |
|---|---|
| Street Address | 4975 ERIN LN |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2(6) |
| Legal Description | LIVE OAK PHASE ONE LOT 30 BLOCK A |
| Legal Range | 37E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | LIVE OAK PHASE ONE |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 30 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 64127 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4187 MILLSTONE DR, MELBOURNE, FL 32940-1551 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 25, 2018 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2018 · Amount on Record |
| Deed Document Number | 202524218 |
| Deed Book / Page | 10257 / 2420 |
| Prior Transfer Date | Aug 24, 2001 |
| Prior Transfer Doc | 4432002940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4975 ERIN LN, MELBOURNE, FL 32940-7157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4975 ERIN LN, MELBOURNE, FL 32940-7157 |
| Document Number | 0092012933 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 9201/2933 |
| Instrument | 2021193324 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 4975 ERIN LN, MELBOURNE, FL 32940-7157 |
| Document Number | 0082202533 |
| Book / Page | 008220 / 002533 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 165758 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4975 ERIN LN MELBOURNE FL 329407157, MELBOURNE, FL 32940-7157 |
| Document Number | 82202534 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 008220/002534 |
| Instrument | 165759 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,790 (+25.63%) | $274,790 (-10.57%) | |
| 2025 | $3,160.00 (+8.52%) Homeowner's exemption Widower's exemption | $218,730 (+5.98%) | $307,260 (+1.71%) Land $80,000 Building $227,260 |
| 2023 | $2,912.00 (+3.74%) Homeowner's exemption Widower's exemption | $206,380 (+3%) | $302,100 (+2.33%) Land $80,000 Building $222,100 |
| 2022 | $2,807.00 Homeowner's exemption Widower's exemption | $200,370 | $295,210 Land $70,000 Building $225,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 206 in force |
| Nearby Flood Claims | 22 (1995–2024) |
| Claims Outside the SFHA | 20 of 22 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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