4975 E 46th St, Des Moines, IA 50317 Property Records

Polk County property record for 4975 E 46th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,311 sqft · built 2020
Lot Size	9.32 acres (405,979 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,984 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`060/08923-526-000`

Property Details

APN / Parcel Number

Primary APN	`060/08923-526-000`
Alternative APN	`792315301002`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,311 sqft Living Area
Gross Area	5,772 sqft
1st Floor Area	2,211 sqft
Basement Area	2,211 sqft
Finished Basement	1,100 sqft
Unfinished Basement	1,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	405,979 sqft (9.32 acres)
Garage Type	Attached
Garage Area	1,350 sqft

Exterior Amenities

Porch	Open Porch
Deck Area	168 sqft
Patio Area	258 sqft
Utility Building	1,792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	4975 E 46TH ST
City	DES MOINES
State	IA
Zip	50317-4873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX W 45F RD EAS- PARCEL 2019-5 BK 17224 PG 459 BNG N 660F W 660F NW 1/4 SW 1/4 SEC 15-79-23
Legal Subdivision	SEC 15-79-23
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2038
Census Tract	10602

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4857 E 46TH ST, DES MOINES, IA 50317-4726
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 26, 2019	Deed of Trust, Construction Loan · Construction Mortgage TWO RIVERS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 13, 2025
Transfer Doc	0000037346
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4975 E 46TH ST, DES MOINES, IA 50317-4873
Document Number	0000045513
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4975 E 46TH ST DES MOINES IA 50317, DES MOINES, IA 50317

Mortgage

Document Number	0000045513
Date	Oct 22, 2020
Book Page	018142/000254
Instrument	45513

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Dec 26, 2019
Property Address	4975 E 46TH ST, DES MOINES, IA 50317-4873
Document Number	0000056537
Book / Page	017642 / 000456
Instrument Date	Dec 23, 2019
Instrument	56537
Transaction Type	Construction Loan
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4975 E 46TH ST DES MOINES IA 50317, DES MOINES, IA 50317

Mortgage

Document Number	0000056537
Date	Dec 26, 2019
Book Page	017642/000456
Instrument	56537

Lender

Name	TWO RIVERS BK
Type	Bank
Address	BURLINGTON, IA 52601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 25, 2021

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$763,520 (+6,735.45%) Land $14,120 Building $749,400	$763,520 (+6,735.45%) Land $14,120 Building $749,400
2024	$1,984.00 (+835.85%)
2023		$11,170 Land $11,170	$11,170 Land $11,170
2020	$212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on E 46th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures