4975 Deer Creek Way, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4975 Deer Creek Way, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,922 sqft · built 1987
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,725 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`015-093-050`

Property Details

APN / Parcel Number

Primary APN	`015-093-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4975 DEER CREEK WAY
City	PASO ROBLES
State	CA
Zip	93446-9290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 7 S 1/2 LT 190
Legal Subdivision	TRACT 07
Legal Tract	7
Legal Block	1
Legal Lot Number	190
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1028
Census Tract	10303

Owner

4975 Deer Creek Way is owned and occupied by two individuals who acquired it in April 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jun 18, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 16, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 8, 2019	Intrafamily Transfer, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024
Deed Sale	Apr 22, 2024
Prior Sale	May 8, 2019
Deed Document Number	202410476
Prior Transfer Date	Apr 9, 2024
Prior Transfer Doc	0000010476
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 22, 2024
Property Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Document Number	0000010476
Map Reference	MB 5 PG 25
Instrument Date	Apr 9, 2024
Instrument	2024010476
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290

Mortgage

Document Number	0000010477
Date	Apr 22, 2024
Instrument	2024010477

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290

Mortgage

Document Number	0000006845
Date	Feb 14, 2022
Instrument	2022006845

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290

Mortgage

Document Number	0000043813
Date	Jun 18, 2021
Instrument	2021043813

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039368
Date	Sep 1, 2017
Instrument	2017039368

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056343
Date	Dec 16, 2019
Instrument	2019056343

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290

Mortgage

Document Number	0000064307
Date	Nov 6, 2020
Instrument	2020064307

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 8, 2019
Property Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290
Document Number	0000016779
Map Reference	MB 5 PG 25
Instrument Date	Apr 29, 2019
Instrument	2019016779
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE SANTA A

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 DEER CREEK WAY, PASO ROBLES, CA 93446-9290

Mortgage

Document Number	0000016780
Date	May 8, 2019
Instrument	2019016780

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4975 Deer Creek Way was $7,725 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,283 (+2%) Land $163,005 Building $576,278
2025	$7,725.00 Homeowner's exemption	$724,788 Land $159,809 Building $564,979
2023	$7,454.00 (+1.76%) Homeowner's exemption	$696,645 Land $153,604 Building $543,041
2022	$7,325.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4975 Deer Creek Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4975 Deer Creek Way is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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