49740 Freemans Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 49740 Freemans Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,555 sqft · built 2007
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Nov 2020)
Tax Bill	$8,594 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2020 Loan Modification + 4 more
Flood Zone	Zone AE (high risk)
APN	`01-016415`

Property Details

APN / Parcel Number

Primary APN	`01-016415`
Alternative APNs	`1016415` `016415`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,555 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.81 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	188 sqft
Deck Area	195 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016415
Street Address	49740 FREEMANS RD
City	DAMERON
State	MD
Zip	20628-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ADJUSTED PARCEL 224 KORIN/LAUR BLAP
Legal Subdivision	PART OVERSIGHT
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4001
Census Tract	876200

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49740 FREEMANS RD, DAMERON, MD 20628-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 27, 2020	Loan Modification, Mortgage · Conventional Mortgage GOLDMAN SACHS BK USA
May 27, 2020	Deed of Trust, Construction Loan · Construction Mortgage SUN 1318 CORP
Aug 27, 2019	Special Warranty Deed, Construction Loan · Construction Mortgage GOLDMAN SACHS BANK USA
May 15, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Dec 21, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Book / Page	5554 / 387
Prior Transfer Date	Dec 20, 2017
Prior Transfer Doc	0047890242
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 25, 2020
Property Address	49740 FREEMANS RD, DAMERON, MD 20628-3131
Document Number	0055540387
Book / Page	5554 / 387
Map Reference	LB 68 FO 4
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49740 FREEMANS RD, DAMERON, MD 20628-3131

Mortgage

Document Number	0005554395
Date	Nov 25, 2020
Instrument	5554/395

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST MARY'S MD
Property Address	49740 FREEMANS RD, DAMERON, MD 20628-3131
Document Number	0054580471
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 N FRANKLIN ST #2800 TAMPA FL 336025816, 2800, TAMPA, FL 33602-5816
Investor	Possibly a Property Investor

Mortgage

Document Number	0054580471
Date	Sep 11, 2020
Book Page	005458/000471

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Recording Date	May 27, 2020
Property Address	49740 FREEMANS RD, DAMERON, MD 20628-3131
Document Number	0053510333
Book / Page	005351 / 000333
Instrument Date	Jan 24, 2020
Transaction Type	Construction Loan
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49740 FREEMANS RD DAMERON MD 20628, DAMERON, MD 20628

Mortgage

Document Number	53510333
Date	May 27, 2020
Book Page	005351/000333

Lender

Name	SUN 1318 CORP
Address	2033 NE 14TH CT, FORT LAUDERDALE, FL 33304-1415

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 26, 2021

August 2019: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 27, 2019
Property Address	49740 FREEMANS RD, DAMERON, MD 20628-3131
Document Number	0051460073
Book / Page	5146 / 073
Instrument Date	Jul 12, 2019
Transaction Type	Construction Loan
Record Updated	Aug 25, 2022
Title Company	VANTAGE POINT TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5009 N CENTRAL AVE, TAMPA, FL 33603-2213
Investor	Possibly a Property Investor

Mortgage

Document Number	0005146080
Date	Aug 27, 2019
Instrument	5146/080

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 15, 2019
Property Address	49740 FREEMANS RD, DAMERON, MD 20628-3131
Document Number	0050770299
Book / Page	005077 / 000299
Instrument Date	Feb 7, 2019
Transaction Type	Foreclosure
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$473.69
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49740 FREEMANS RD DAMERON MD 20628, DAMERON, MD 20628

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 21, 2017
Property Address	49740 FREEMANS RD, DAMERON, MD 20628-3131
Document Number	0047890242
Book / Page	004789 / 000242
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49740 FREEMAN S RD DAMERON MD 20628, DAMERON, MD 20628

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$929,600 (+24.18%) Land $537,100 Building $392,500	$929,600 (+24.18%) Land $537,100 Building $392,500
2025	$8,594.00 (+9.1%) Homeowner's exemption
2023	$7,877.00 Homeowner's exemption	$748,600 Land $462,100 Building $286,500	$748,600 Land $462,100 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freemans Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures