4974 Wildcat Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4974 Wildcat Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1985
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (Nov 2023)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-015-1001-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-015-1001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	157 ft deep x 172 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4974 WILDCAT RD
City	CLYDE
State	MI
Zip	48049-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG AT NW SEC COR, TH S 87D E 198', TH S 2D 50M 13S W 132', TH N 87D W 45.5', TH S 12D 1M 50S W 48.35', TH N 83D 55M 10S W
Legal Range	16E
Legal Township	07N
Legal Section	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3007
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4974 WILDCAT RD, CLYDE, MI 48049-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit CAPITAL AREA SCHOOL EMPLOYEES CU
Oct 25, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Sep 29, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	202319467
Deed Book / Page	5667 / 546
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4974 WILDCAT RD, CLYDE, MI 48049-2508
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 WILDCAT RD, CLYDE, MI 48049-2508

Mortgage

Document Number	0005861770
Date	Oct 17, 2025
Book Page	5861/770
Instrument	2025019734

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 1, 2023
Property Address	4974 WILDCAT RD, CLYDE, MI 48049-2508
Document Number	0005667546
Book / Page	5667 / 546
Instrument Date	Sep 29, 2023
Instrument	2023019467
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4974 WILDCAT RD, CLYDE, MI 48049-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16820 MAY AVE, EAST DETROIT, MI 48021-3354

Mortgage

Document Number	0005662474
Date	Oct 16, 2023
Book Page	5662/474
Instrument	2023018273

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4974 WILDCAT RD, CLYDE, MI 48049-2508
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 WILDCAT RD, CLYDE, MI 48049-2508

Mortgage

Document Number	0005605521
Date	Mar 15, 2023
Book Page	5605/521
Instrument	2023004182

Lender

Name	CAPITAL AREA SCHOOL EMPLOYEES CU
Type	Credit Union
Address	LANSING, MI 48910

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4974 WILDCAT RD, CLYDE, MI 48049-2508
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 WILDCAT RD, CLYDE, MI 48049-2508

Mortgage

Document Number	5438978
Date	Oct 25, 2021
Book Page	5438/978
Instrument	2021029906

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4974 WILDCAT RD, CLYDE, MI 48049-2508
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 WILDCAT RD, CLYDE, MI 48049-2508

Mortgage

Document Number	5428301
Date	Sep 29, 2021
Book Page	5428/301
Instrument	2021027693

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4974 WILDCAT RD, CLYDE, MI 48049-2508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FAMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 WILDCAT RD, CLYDE, MI 48049-2508

Mortgage

Document Number	0052310973
Date	Aug 26, 2020
Book Page	5231/973
Instrument	2020020521

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,700 (+6.46%)	$303,400 (+6.46%)
2025	$3,360.00 (+3.04%) Homeowner's exemption	$142,500 (+15.2%)
2024	$3,261.00 (+50.35%)		$285,000 (+15.2%)
2023		$123,700
2022	$2,169.00		$247,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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