Manistee County property record for 4974 Main St, Onekama, MI 49675
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.083 acres (3,639 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,000 (Jun 2021) |
| Tax Bill | $1,884 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-050-012-00 |
| Primary APN | 41-050-012-00 |
|---|
| Lot Area | 3,639 sqft (0.083 acres) |
|---|
| Street Address | 4974 MAIN ST |
|---|---|
| City | ONEKAMA |
| State | MI |
| Zip | 49675-8723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF ONEKAMA LOT 3 EXC W 28.25 FT, ALSO EXC COM NE COR BLK E, TH N 78 DEG 45 MIN W 98.57 FT, TH S 4 DEG 15 MIN 15 SEC W |
| Legal Block | E |
| Legal Lot Number | 3-2 |
| Jurisdiction | MANISTEE MI |
| Township / Civil Division | ONEKAMA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 300 |
4974 Main St is owned by a company that bought it in June 2021 and is owner-occupied.
Source: Manistee County records, as of May 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4974 MAIN ST, ONEKAMA, MI 49675-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | May 13, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4974 Main St was $1,884 with a homeowner's exemption.
Source: Manistee County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Manistee County |
| County Subdivision | Onekama Township |
| Municipality | Onekama Village |
| Unified School District | Onekama Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,500 | $167,000 | |
| 2025 | $1,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4974 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1982–2026) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4974 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY SIDE APARTMENTS private · serves 45 people · EPA ID MI0006763 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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