4974 Jackson St, Winter Haven, FL 33884 Property Records

Polk County property record for 4974 Jackson St, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,425 sqft · built 2022
Lot Size0.142 acres (6,186 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Aug 2023)
Tax Bill$2,426 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN27-29-06-855574-000020

Property Details

APN / Parcel Number

Primary APN27-29-06-855574-000020
Alternative APN
  • 062927855574000020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,425 sqft Living Area
Gross Area1,845 sqft
1st Floor Area1,425 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,186 sqft (0.142 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area35 sqft

Location & Zoning

Street Address4974 JACKSON ST
CityWINTER HAVEN
StateFL
Zip33884-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON LANDING PB 190 PGS 32-35 LOT 2
Legal SubdivisionJACKSON LANDING
Legal Block1
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1003
Census Tract14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4974 JACKSON ST, WINTER HAVEN, FL 33884-2606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 8, 2022Special Warranty Deed, Subdivision Related Transfer
STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleNov 8, 2022 · Amount on Record
Deed Document Number2023192701
Deed Book / Page12803 / 2195
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 16, 2023
Property Address4974 JACKSON ST, WINTER HAVEN, FL 33884-2606
Document Number0000192701
Book / Page12803 / 2195
Map ReferenceMB 190 PG 32-35
Instrument DateAug 7, 2023
Instrument2023192701
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1971 NATIONS WAY, SAINT CLOUD, FL 34769-1829

Transferred To (Grantee/Buyer)

NameVerified Name
Address4974 JACKSON ST, WINTER HAVEN, FL 33884-2606

Mortgage

Document Number0128032197
DateAug 16, 2023
Instrument12803/2197
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateNov 8, 2022
Property Address4974 JACKSON ST, WINTER HAVEN, FL 33884-2606
Document Number0000294383
Book / Page12480 / 340
Map ReferenceMB 190 PG 32-35
Instrument DateOct 27, 2022
Instrument2022294383
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2024
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount Recorded
Tax$1,746.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3999 W STATE ROAD 46, SANFORD, FL 32771-9726

Transferred To (Grantee/Buyer)

NameVerified Name
Address4974 JACKSON ST, WINTER HAVEN, FL 33884-2606

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,835 (-1.76%) Land $50,000 Building $173,835$223,835 (-1.76%) Land $50,000 Building $173,835
2025$2,426.00 (-31.2%) Homeowner's exemption$227,852 (-2.07%) Land $50,000 Building $177,852$227,852 (-2.07%) Land $50,000 Building $177,852
2023$3,526.00 (+2,720.8%)$232,667 (+2,354.29%) Land $48,000 Building $184,667$232,667 (+2,354.29%) Land $48,000 Building $184,667
2022$125.00$9,480 Land $9,480$9,480 Land $9,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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