4974 Foreman St, Morganton, NC 28655 Property Records

Burke County property record for 4974 Foreman St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1983
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Aug 2022)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1771304360`

Property Details

APN / Parcel Number

Primary APN	`1771304360`
Alternative APN	`37564`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Metal
Lot Area	66,647 sqft (1.53 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	390 sqft
Deck Area	64 sqft
Patio Area	428 sqft
Shed	1 Shed
Shed Area	130 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	1771304360
Street Address	4974 FOREMAN ST
City	MORGANTON
State	NC
Zip	28655-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXED USE DIST
Legal Description	4974 FOREMAN ST MORGANTON, NC 28655
Legal Subdivision	HAWKINS LAND SURVEYING
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3010
Census Tract	20303

Owner

Source: Burke County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4974 FOREMAN ST, MORGANTON, NC 28655-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 30, 2017	Warranty Deed, Transfer · Line of Credit MORGANTON SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	0002640591
Deed Book / Page	2640 / 591
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 17, 2022
Property Address	4974 FOREMAN ST, MORGANTON, NC 28655-8816
Document Number	0026400591
Book / Page	2640 / 591
Map Reference	MB 44 PG 230
Instrument Date	Aug 16, 2022
Instrument	2022024707
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 FOREMAN ST, MORGANTON, NC 28655-8816

Mortgage

Document Number	2022024708
Date	Aug 17, 2022
Instrument	2022024708

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 30, 2017
Property Address	4974 FOREMAN ST, MORGANTON, NC 28655-8816
Document Number	0022760729
Book / Page	002276 / 000729
Instrument Date	Jan 30, 2017
Instrument	853
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4974 FOREMAN ST MORGANTON NC 286558816, MORGANTON, NC 28655-8816

Mortgage

Document Number	22760732
Date	Jan 30, 2017
Book Page	002276/000732
Instrument	854

Lender

Name	MORGANTON SAVINGS BANK SSB
Address	MORGANTON, NC 28680-1509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00 (-0.29%)	$141,171 (-) Land $18,922 Building $122,249	$141,171 (-) Land $18,922 Building $122,249
2023	$1,026.00	$141,171 Land $18,922 Building $122,249	$141,171 Land $18,922 Building $122,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Also Mapped Here	BRENTWOOD WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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