4974 Adams St, Gary, IN 46408 Property Records

Lake County property record for 4974 Adams St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1948
Lot Size	0.116 acres (5,053 sqft)
Owner	Company Name on File
Tax Bill	$1,083 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0182-0022`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0182-0022`
Alternative APNs	`45-08-33-427-028.000-004` `254501820022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
Basement Area	750 sqft

Exterior

Year Built	Built 1948
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0182-0022
Old Parcel Number	254501820022
Street Address	4974 ADAMS ST
City	GARY
State	IN
Zip	46408-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUNEDALE SUBDIV. L.20 BL.18
Legal Subdivision	JUNEDALE SUBDIV
Legal Block	18
Legal Lot Number	20
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1010
Census Tract	12500

Owner

4974 Adams St is owned by a company that acquired it in July 2024.

Source: Lake County records, as of March 18, 2026

Owner of Record	Company Name on File
Mailing Address	55 LEONARD ST APT 4, 4, NEW YORK, NY 10013-3470
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Apr 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Aug 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2024
Deed Sale	Jul 5, 2024
Prior Sale	Aug 27, 2019
Deed Document Number	0000021923
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4974 ADAMS ST, GARY, IN 46408-4627
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LEONARD ST 4, 4, NEW YORK, NY 10013-3470
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047514
Date	Dec 8, 2025
Instrument	2025-547514

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4974 ADAMS ST, GARY, IN 46408-4627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023319
Date	Apr 23, 2019
Instrument	2019 023319

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Aug 27, 2019
Property Address	4974 ADAMS ST, GARY, IN 46408-4627
Document Number	0000057893
Instrument Date	Aug 26, 2019
Instrument	57893
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2743 W 85TH AVE MERRILLVILLE IN 464107294, MERRILLVILLE, IN 46410-7294

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,700 Land $9,900 Building $75,800	$85,700 Land $9,900 Building $75,800
2024	$1,083.00
2023		$38,800 (+8.08%) Land $9,000 Building $29,800	$38,800 (+8.08%) Land $9,000 Building $29,800
2022	$1,858.00	$35,900 Land $6,000 Building $29,900	$35,900 Land $6,000 Building $29,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4974 Adams St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4974 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Adams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures