St. Mary's County property record for 49736 Airedele Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,152 sqft · built 1991 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $104 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-005839 |
| Primary APN | 01-005839 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 196 sqft |
| Boat Access | Boat Access |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 005839 |
|---|---|
| Street Address | 49736 AIREDELE RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 18,730 SQ FT N/W AIREDELE RD RIDGE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49736 AIREDELE RD, RIDGE, MD 20680-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2004 |
| Deed Sale | Feb 18, 2004 |
| Prior Sale | Feb 18, 2004 |
| Deed Document Number | 20042680 |
| Deed Book / Page | 2217 / 196 |
| Last Transfer Date | Sep 27, 2006 |
| Transfer Doc | 0028680041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49736 AIREDELE RD, RIDGE, MD 20680-3311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUE CRAB T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0053450155 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 5345/155 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,400 (+6.49%) Land $319,600 Building $89,800 | $409,400 (-) Land $319,600 Building $89,800 | |
| 2025 | $104.00 (+4%) Homeowner's exemption | $384,433 (+14.93%) | $409,400 (+22.39%) Land $319,600 Building $89,800 |
| 2023 | $100.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $334,500 Land $267,100 Building $67,400 | $334,500 Land $267,100 Building $67,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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