4973 Limberlost Trce, Carmel, IN 46033 Property Records

Hamilton County property record for 4973 Limberlost Trce, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,998 sqft · built 1985
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,227 (2024)
Deeds & Mortgages	Jan 2019 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-28-304-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-28-304-007.000-018`
Alternative APN	`1610280304007000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,998 sqft Living Area
1st Floor Area	1,700 sqft
2nd Floor Area	1,698 sqft
Basement Area	1,128 sqft
Finished Basement	600 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610280304007000
Street Address	4973 LIMBERLOST TRCE
City	CARMEL
State	IN
Zip	46033-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .29, SECTION 28, TOWNSHIP 18, RANGE 4, MOHAWK CROSSING, SECTION 5, LOT 112
Legal Range	04
Legal Township	18
Legal Section	28
Legal Subdivision	MOHAWK CROSSING
Legal Block	5
Legal Lot Number	112
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1014
Census Tract	110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4973 LIMBERLOST TRCE, CARMEL, IN 46033-9354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage WAYNE BANK AND TRUST CO
May 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage WAYNE BANK AND TRUST CO
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WAYNE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1999
Deed Sale	Aug 6, 1999
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4973 LIMBERLOST TRCE, CARMEL, IN 46033-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003574
Date	Jan 31, 2019
Instrument	2019003574

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank
Address	CAMBRIDGE CITY, IN 47327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4973 LIMBERLOST TRCE, CARMEL, IN 46033-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018826
Date	May 9, 2019
Instrument	2019018826

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank
Address	CAMBRIDGE CITY, IN 47327

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4973 LIMBERLOST TRCE, CARMEL, IN 46033-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040549
Date	Jun 29, 2020
Instrument	2020040549

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank
Address	RICHMOND, IN 47375

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$576,400 (+5.22%) Land $140,000 Building $436,400	$576,400 (+5.22%) Land $140,000 Building $436,400
2024	$6,227.00 (+14.28%)	$547,800 (+9.89%) Land $140,000 Building $407,800	$547,800 (+9.89%) Land $140,000 Building $407,800
2023	$5,449.00 (+9.44%) Homeowner's exemption	$498,500 (+14.13%) Land $97,600 Building $400,900	$498,500 (+14.13%) Land $97,600 Building $400,900
2022	$4,979.00 Homeowner's exemption	$436,800 Land $97,600 Building $339,200	$436,800 Land $97,600 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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