4973 FM 273, Bonham, TX 75418 Property Records

Fannin County property record for 4973 FM 273, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,295 sqft · built 2020
Lot Size	1.31 acres (57,412 sqft)
Owner	Individual Name on File
Tax Bill	$4,962 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0180-037-001A-03`

Property Details

APN / Parcel Number

Primary APN	`0180-037-001A-03`
Alternative APN	`127423`

Interior

Full Baths	1 Bath
Building Area	2,295 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	57,412 sqft (1.31 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	0180-037-001A-03
Street Address	4973 FM 273
City	BONHAM
State	TX
Zip	75418-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0180 M CALDWELL, ACRES 1.318
Legal Subdivision	MARY CAIDWELL SURVEY ABSTRACT NUMBER 180
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	4
Census Block	4006
Census Tract	950800

Owner

4973 FM 273 is owned and occupied by an individual who acquired it in October 2019.

Source: Fannin County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	4973 FM 273, BONHAM, TX 75418-7058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage FANNIN BANK
Sep 23, 2020	Deed of Trust, Mortgage · Construction Mortgage FANNIN BANK
Nov 8, 2019	Correction Deed
Oct 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 30, 2019
Transfer Doc	2019007017
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	4973 FM 273, BONHAM, TX 75418-7058
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005095
Date	Jul 14, 2021
Instrument	2021005095

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	4973 FM 273, BONHAM, TX 75418-7058
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4973 FM 273, BONHAM, TX 75418-7058

Mortgage

Document Number	2020005860
Date	Sep 23, 2020
Instrument	2020005860

Lender

Name	FANNIN BANK
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	4973 FM 273, BONHAM, TX 75418-7058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4973 FM 273, BONHAM, TX 75418-7058

Mortgage

Document Number	2020005859
Date	Sep 23, 2020
Instrument	2020005859

Lender

Name	FANNIN BANK
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	FANNIN TX
Recording Date	Nov 8, 2019
Property Address	4973 FM 273, BONHAM, TX 75418-7058
Document Number	2019007017
Instrument Date	Oct 30, 2019
Instrument	2019007017
Record Updated	Sep 29, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4973 FM 273, BONHAM, TX 75418-7058

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Oct 25, 2019
Property Address	4973 FM 273, BONHAM, TX 75418-7058
Document Number	2019006732
Instrument Date	Oct 23, 2019
Instrument	2019006732
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5027 FM 273, BONHAM, TX 75418-7060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4973 FM 273, BONHAM, TX 75418-7058

Tax Assessment & Valuation

The 2025 property tax bill for 4973 FM 273 was $4,962 with a homeowner's exemption, up 11.5% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Sam Rayburn Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,962.00 (+11.48%) Homeowner's exemption	$403,540 Land $47,630 Building $355,910	$403,540 Land $47,630 Building $355,910
2024	$4,451.00
2023		$437,460 Land $65,390 Building $372,070	$437,460 Land $65,390 Building $372,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4973 FM 273 in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	25 (1990–2018)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2018 · 10 claims Severe Storms, Tornadoes & Flooding, May 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4973 FM 273 is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE SHED WSC serves 2,441 people · EPA ID TX0740035
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6
Verizon Fixed Wireless	25 / 6
Zulu Internet Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 273

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures