49721 E 95 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 49721 E 95 Rd, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,384 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Tax Bill	$6,646 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-30-028-022-0-012-00`

Property Details

APN / Parcel Number

Primary APN	`0000-30-028-022-0-012-00`
Alternative APN	`5412`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,384 sqft Living Area
1st Floor Area	3,589 sqft
Upper Floors Area	1,921 sqft
Basement Area	3,589 sqft
Finished Basement	3,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	640 sqft
Porch	Slab
Porch Area	2,550 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5412
Street Address	49721 E 95 RD
City	MIAMI
State	OK
Zip	74354-6070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 435.50' OF E 2025.50' OF N 500'OF N2 SE & A 30' ROAD UTILITY ESMNT SEC 30 TWP 28 RNG 22
Legal Range	22E
Legal Township	28N
Legal Section	30
Legal Subdivision	T028-R022
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1012
Census Tract	574700

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49721 E 95 RD, MIAMI, OK 74354-6070
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2014
Deed Sale	May 30, 2014
Prior Sale	Jan 29, 1998 · Amount on Record
Deed Book / Page	992 / 121
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	49721 E 95 RD, MIAMI, OK 74354-6070
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001243/71
Date	Sep 26, 2025
Book Page	1243/71
Instrument	I-2025-004382

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	49721 E 95 RD, MIAMI, OK 74354-6070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 S GATEWAY PL, JENKS, OK 74037-3460

Mortgage

Document Number	1120/256
Date	Oct 20, 2020
Book Page	1120/256
Instrument	2020-004553

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	49721 E 95 RD, MIAMI, OK 74354-6070
Transaction Type	Mortgage
Record Updated	Aug 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1095/685
Date	Aug 21, 2019
Book Page	1095/685
Instrument	2019-003431

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	49721 E 95 RD, MIAMI, OK 74354-6070
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1076/142
Date	Aug 17, 2018
Book Page	1076/142
Instrument	2018-003624

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	49721 E 95 RD, MIAMI, OK 74354-6070
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-003904
Date	Sep 29, 2017
Book Page	1057/306
Instrument	2017-003904

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,515 (+3.67%) Land $1,283 Building $71,232	$636,094 (+3.67%) Land $11,250 Building $624,844
2025	$6,646.00 (-1.17%) Homeowner's exemption	$69,946 (-0.33%) Land $1,283 Building $68,663	$613,553 (-0.33%) Land $11,250 Building $602,303
2024	$6,725.00 (+2.41%) Homeowner's exemption	$70,175 (-) Land $1,283 Building $68,892	$615,564 (-) Land $11,250 Building $604,314
2023	$6,567.00 (+2.69%) Homeowner's exemption	$70,175 (-) Land $1,283 Building $68,892	$615,564 (-) Land $11,250 Building $604,314
2022	$6,395.00 Homeowner's exemption	$70,175 Land $1,283 Building $68,892	$615,564 Land $11,250 Building $604,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2007–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	100 / 20

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