4972 Jefferson Rd, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4972 Jefferson Rd, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,344 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2021)
Tax Bill	$5,106 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-13-03-000-0640`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-13-03-000-0640`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	40 ft deep x 109 ft wide
Garage Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4972 JEFFERSON RD
City	DELRAY BEACH
State	FL
Zip	33445-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-A
Legal Description	COUNTRY CLUB ACRES 2ND ADD LT 64 AS IN OR2157P1955
Legal Range	42E
Legal Township	46S
Legal Section	13
Legal Subdivision	COUNTRY CLUB ACRES 2ND ADD
Legal Lot Number	64
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2002
Census Tract	6907

Owner

4972 Jefferson Rd is owned and occupied by an individual who bought it in October 2021.

Source: Palm Beach County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4972 JEFFERSON RD, DELRAY BEACH, FL 33445-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Apr 1, 2013
Deed Document Number	2021463500
Deed Book / Page	32940 / 168
Prior Transfer Date	Aug 9, 1995
Prior Transfer Doc	8869001078
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 7, 2021
Property Address	4972 JEFFERSON RD, DELRAY BEACH, FL 33445-3815
Document Number	0329400168
Book / Page	32940 / 168
Map Reference	MB 24 PG 21
Instrument Date	Sep 30, 2021
Instrument	20210463500
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2674 NW 41ST ST, 2674, BOCA RATON, FL 33434-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4972 JEFFERSON RD, DELRAY BEACH, FL 33445-3815

Mortgage

Document Number	32940170
Date	Oct 7, 2021
Instrument	32940/170

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4972 Jefferson Rd was $5,106 with a homeowner's exemption, up 0.9% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,106.00 (+0.93%) Homeowner's exemption	$296,757	$296,757 Land $110,570 Building $186,187
2024	$5,059.00 (-9.81%)
2023	$5,609.00 (+10.41%)	$296,176 (+20.16%) Land $112,059 Building $184,117	$296,176 (+20.16%) Land $112,059 Building $184,117
2022	$5,080.00	$246,489 Land $69,771 Building $176,718	$246,489 Land $69,771 Building $176,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4972 Jefferson Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	5 (1979–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4972 Jefferson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20