4972 Hackett Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 4972 Hackett Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,533 sqft · built 1985
Lot Size	2.5 acres (108,900 sqft)
Owner	Owner Name on Record
Last Sale	$300,280 (May 2013)
Tax Bill	$7,226 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503777`

Property Details

APN / Parcel Number

Primary APN	`503777`
Alternative APNs	`390331 416105 0000` `105117`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,533 sqft Living Area
1st Floor Area	3,919 sqft
2nd Floor Area	1,008 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Split Level
Exterior Material	Metal
Foundation Type	Block
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	1,590 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Deck Area	208 sqft
Patio Area	153 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	503777
Street Address	4972 HACKETT RD
City	BELLINGHAM
State	WA
Zip	98226-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	S 165 FT OF N 330 FT OF W 1/2 SE SE- LESS RDS
Legal Range	03
Legal Township	39
Legal Section	31
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1000
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	4972 HACKETT RD, BELLINGHAM, WA 98226-9707
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2013 · Amount on Record
Deed Sale	May 30, 2013 · Amount on Record
Prior Sale	Oct 22, 2002 · Amount on Record
Deed Document Number	2130504509
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4972 HACKETT RD, BELLINGHAM, WA 98226-9707
Document Number	2201003923
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4972 HACKETT RD BELLINGHAM WA 982269707, BELLINGHAM, WA 98226-9707

Mortgage

Document Number	2201003923
Date	Oct 21, 2020
Instrument	1003923

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4972 HACKETT RD, BELLINGHAM, WA 98226-9707
Document Number	2191102342
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4972 HACKETT RD BELLINGHAM WA 982269707, BELLINGHAM, WA 98226-9707

Mortgage

Document Number	2191102342
Date	Nov 18, 2019
Instrument	1102342

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4972 HACKETT RD, BELLINGHAM, WA 98226-9707
Document Number	2190802419
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4972 HACKETT RD BELLINGHAM WA 982269707, BELLINGHAM, WA 98226-9707

Mortgage

Document Number	2190802419
Date	Aug 20, 2019
Instrument	802419

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,226.00 (+47.92%)	$789,830 (+8.87%) Land $347,697 Building $442,133	$789,830 (+8.87%) Land $347,697 Building $442,133
2022		$725,466 Land $294,568 Building $430,898	$725,466 Land $294,568 Building $430,898
2021	$4,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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