4972 Chestnut Rd, Newfane, NY 14108 Property Records

Niagara County and Wilson Town property record for 4972 Chestnut Rd, Newfane, NY 14108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2021
Lot Size	5.69 acres (247,856 sqft)
Owner	2 Individual Names on File
Last Sale	$42,500 (Oct 2020)
Tax Bill	$7,248 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`294289 65.00-2-53.11`

Property Details

APN / Parcel Number

Primary APN	`294289 65.00-2-53.11`
Alternative APN	`42890650000002053011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	247,856 sqft (5.69 acres)
Lot Dimensions	511 ft deep x 484 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4972 CHESTNUT RD
City	NEWFANE
State	NY
Zip	14108-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR200
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	53.011
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1021
Census Tract	24302

Owner

4972 Chestnut Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Niagara County and Wilson Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4972 CHESTNUT RD, NEWFANE, NY 14108-9620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU
Oct 8, 2020	Warranty Deed, Transfer NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	May 31, 2013 · Amount on File
Deed Document Number	202016362
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4972 CHESTNUT RD, NEWFANE, NY 14108-9620
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4972 CHESTNUT RD, NEWFANE, NY 14108-9620

Mortgage

Document Number	0000009464
Date	Oct 5, 2022
Instrument	2022-19464

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Oct 8, 2020
Property Address	4972 CHESTNUT RD, NEWFANE, NY 14108-9620
Document Number	0000016362
Instrument Date	Oct 6, 2020
Instrument	16362
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 UPPER MOUNTAIN RD LOCKPORT NY 140949632, LOCKPORT, NY 14094-9632

Mortgage

Document Number	16363
Date	Oct 8, 2020
Instrument	16363

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 4972 Chestnut Rd was $7,248, up 3.1% from the year before.

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,248.00 (+3.1%)
2025	$7,030.00	$156,800 Land $20,200 Building $136,600	$348,400 Land $44,883 Building $303,517
2023		$156,800 Land $20,200 Building $136,600	$290,400 Land $37,411 Building $252,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4972 Chestnut Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4972 Chestnut Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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