4971 Clarendon Ter, Frederick, MD 21703 Property Records

Frederick County property record for 4971 Clarendon Ter, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,716 sqft · built 2002
Lot Size0.025 acres (1,100 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Sep 2023)
Tax Bill$3,565 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-029428

Property Details

APN / Parcel Number

Primary APN01-029428
Alternative APNs
  • 1029428
  • 029428

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,716 sqft Living Area
1st Floor Area572 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,100 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number029428
Street Address4971 CLARENDON TER
CityFREDERICK
StateMD
Zip21703-6825
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 491 PL 1 SEC 2 1,100 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE
Legal Lot Number491
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group3
Census Block3001
Census Tract752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12426 FOREMAN BLVD, CLARKSBURG, MD 20871-4039
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Sep 23, 2021Deed, Transfer · Conventional Mortgage
NAVY FCU
Oct 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleSep 23, 2021 · Amount on Record
Deed Book / Page16589 / 238
Prior Transfer DateSep 13, 2021
Prior Transfer Doc0153130284
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 6, 2023
Property Address4971 CLARENDON TER, FREDERICK, MD 21703-6825
Document Number0165890238
Book / Page16589 / 238
Map ReferenceMB 59 PL 179
Instrument DateSep 6, 2023
Transaction TypeTransfer
Record UpdatedSep 20, 2023
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address12426 FOREMAN BLVD, CLARKSBURG, MD 20871-4039

Mortgage

Document Number0016589243
DateSep 6, 2023
Instrument16589/243
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 23, 2021
Property Address4971 CLARENDON TER, FREDERICK, MD 21703-6825
Document Number0153130284
Book / Page15313 / 284
Map ReferenceMB 59 PL 179
Instrument DateSep 13, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyOLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4971 CLARENDON TER, FREDERICK, MD 21703-6825

Mortgage

Document Number0015313291
DateSep 23, 2021
Instrument15313/291
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4971 CLARENDON TER, FREDERICK, MD 21703-6825
Document Number0121400260
Book / Page012140 / 000260
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedJan 4, 2018
Title CompanyADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4971 CLARENDON TER FREDERICK MD 217036825, FREDERICK, MD 21703-6825

Mortgage

Document Number0121400260
DateNov 20, 2017
Book Page012140/000260
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,900 (+10.65%)$345,200 (-) Land $100,000 Building $245,200
2025$3,565.00 (+12.57%)$284,600 (+18.29%)$345,200 (+35.75%) Land $100,000 Building $245,200
2024$3,167.00 (+9.89%)
2023$2,882.00 Homeowner's exemption$240,600$254,300 Land $80,000 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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