Thurston County property record for 4970 Switchback Loop SE, Lacey, WA 98513 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,129 sqft Living Area |
| Lot Size | 4,500 sqft (0.103 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $561,719 (2022) |
| Tax Bill | $5,112.00 (2026) |
| Primary APN | 55290081600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,129 sqft Living Area |
| Gross Area | 2,825 sqft Gross Area |
| 1st Floor | 924 sqft 1st Floor |
| Upper Floors | 1,205 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,500 sqft (0.103 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 510 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 186 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 4970 SWITCHBACK LOOP SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98513-5072 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION 04 TOWNSHIP 17 RANGE 1W QUARTER S2 PLAT HORIZON POINTE DIV 3 LT 816 DOCUMENT 3776150 |
| Legal Range | 01 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | HORIZON POINTE |
| Legal Block | 4 |
| Legal Lot Number | 816 |
| Jurisdiction | THURSTON WA |
| Minor Civil Division | OLYMPIA |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 11623 |
Source: Thurston County records · APN 55290081600
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2025 | Transfer on Death Deed, Transfer |
| May 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 21, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage MID-AMERICAN MORTGAGE INC |
| Jun 01, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage AXIA FINANCIAL LLC |
| May 31, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Jun 01, 2020 · Amount on Record |
| Deed Doc Number | 20224930982 |
| Last Transfer Date | Jan 24, 2025 |
| Transfer Doc | 0005045991 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Feb 13, 2025 |
| Property Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Document Number | 0005045991 |
| Map Reference | AF 3776150 |
| Instrument Date | Jan 24, 2025 |
| Instrument | 5045991 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | May 11, 2022 |
| Property Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Document Number | 0004930982 |
| Map Reference | AF. 3776150 |
| Instrument Date | May 05, 2022 |
| Instrument | 4930982 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,103.60 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Document Number | 0004930983 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 4930983 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE THURSTON |
| Name | Verified Name |
|---|
| Document Number | 0004616670 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 4616670 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.62% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Jun 01, 2020 |
| Property Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Document Number | 0004756489 |
| Map Reference | AF 3776150 |
| Instrument Date | May 26, 2020 |
| Instrument | 4756489 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,160.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Document Number | 0004756490 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 4756490 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | May 31, 2018 |
| Property Address | 4970 SWITCHBACK LOOP SE, LACEY, WA 98513-5072 |
| Document Number | 0004629102 |
| Instrument Date | May 24, 2018 |
| Instrument | 4629102 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4970 SWITCHBACK LOOP SE LACEY WA 985135072, LACEY, WA 98513-5072 |
| Document Number | 4629103 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 4629103 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
Source: Thurston County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,112.00 (+13.85%) | ||
| 2025 | $493,100 (+6.92%) Land $119,900 Building $373,200 | $493,100 (+6.92%) Land $119,900 Building $373,200 | |
| 2024 | $4,490.00 (+2.3%) | ||
| 2023 | $4,389.00 | ||
| 2022 | $461,200 Land $57,300 Building $403,900 | $461,200 Land $57,300 Building $403,900 |
Source: FEMA National Flood Hazard Layer, Thurston County (53067C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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