4970 NE 124th Rd, Oxford, FL 34484 Property Records

Sumter County property record for 4970 NE 124th Rd, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	2,569 sqft · built 2013
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2023)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091823D09M012`

Property Details

APN / Parcel Number

Primary APN	`091823D09M012`
Alternative APNs	`D09M012` `1009862`

Interior

Building Area	2,569 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	2,569 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Concrete Block
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	292 sqft

Location & Zoning

Street Address	4970 NE 124TH RD
City	OXFORD
State	FL
Zip	34484-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & 13 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Subdivision	THE VILLAGES OF PARKWOOD
Legal Lot Number	12,13
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2013
Census Tract	911703

Owner

Source: Sumter County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4966 NE 124TH RD, OXFORD, FL 34484-9627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Sep 16, 2021	Warranty Deed, Transfer FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC
Sep 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	202328906
Deed Book / Page	4504 / 617
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0000024781
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jul 28, 2023
Property Address	4970 NE 124TH RD, OXFORD, FL 34484-9627
Document Number	0045040617
Book / Page	4504 / 617
Map Reference	MB 10 PG 17
Instrument Date	Jul 25, 2023
Instrument	202360028906
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	971 EDWARD AVE, JEFFERSON, GA 30549-7296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4966 NE 124TH RD, OXFORD, FL 34484-9627

Mortgage

Document Number	0004504620
Date	Jul 28, 2023
Instrument	4504/620

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 16, 2021
Property Address	4970 NE 124TH RD, OXFORD, FL 34484-9627
Document Number	0040970445
Book / Page	4097 / 445
Map Reference	MB 10 PG 17,17A-17F
Instrument Date	Aug 31, 2021
Instrument	202160051034
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

Amount	Amount Recorded
Tax	$2,235.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3470 SE 54TH AVE, OCALA, FL 34480-1386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4966 NE 124TH RD, OXFORD, FL 34484-9627
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	4966 NE 124TH RD, OXFORD, FL 34484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038200238
Date	Sep 4, 2020
Book Page	3820/238
Instrument	202060038639

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2046

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 11, 2020
Property Address	4966 NE 124TH RD, OXFORD, FL 34484
Document Number	0037710525
Book / Page	003771 / 000525
Instrument Date	Jun 11, 2020
Instrument	60024781
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4970 NE 124TH RD OXFORD FL 344849627, OXFORD, FL 34484-9627

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (+1.98%) Additional exemption filed	$229,230 (-25.37%)	$314,680 (+2.44%) Land $18,470 Building $296,210
2024	$2,626.00 (-34.2%)
2023	$3,991.00 (+11.42%)	$307,170 (+19.02%) Land $18,470 Building $288,700	$307,170 (+19.02%) Land $18,470 Building $288,700
2022	$3,582.00	$258,090 Land $18,470 Building $239,620	$258,090 Land $18,470 Building $239,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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