4970 Massa Rd, Baxter, TN 38544 Property Records

Putnam County property record for 4970 Massa Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$948 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071118 01902`

Property Details

APN / Parcel Number

Primary APN	`071118 01902`
Alternative APN	`118 01902`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Attic	Attic
Attic Area	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4970 MASSA RD
City	BAXTER
State	TN
Zip	38544-5353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: N01
Jurisdiction	PUTNAM TN
Township / Civil Division	7
Census Block Group	3
Census Block	3027
Census Tract	1100

Owner

Source: Putnam County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4970 MASSA RD, BAXTER, TN 38544-5353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Jan 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ONE BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 1955
Deed Sale	Jan 31, 1955
Deed Book / Page	67 / 526
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Recording Date	Jul 9, 2026
Property Address	4970 MASSA RD, BAXTER, TN 38544-5353
Document Number	0000326893
Book / Page	1713 / 356
Instrument Date	Jul 7, 2026
Instrument	2026326893
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326893,
Date	Jul 9, 2026
Book Page	1713/356
Instrument	2026326893

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Recording Date	Jul 1, 2026
Property Address	4970 MASSA RD, BAXTER, TN 38544-5353
Document Number	0000326555
Book / Page	1711 / 109
Instrument Date	Jun 18, 2026
Instrument	2026326555
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4970 MASSA RD, BAXTER, TN 38544-5353

Mortgage

Document Number	0000326555,
Date	Jul 1, 2026
Book Page	1711/109
Instrument	2026326555

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4970 MASSA RD, BAXTER, TN 38544-5353
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001671318
Date	Jan 16, 2026
Book Page	1671/318
Instrument	320094

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (+7.6%)	$35,650 (-) Land $3,000 Building $32,650
2023		$35,650 Land $3,000 Building $32,650
2022	$881.00
2021			$142,600 Land $12,000 Building $130,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Massa Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures