4970 Forest Ridge Dr, Hickory, NC 28602 Property Records

Catawba County property record for 4970 Forest Ridge Dr, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1979
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Nov 2009)
Tax Bill	$982 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3701-17-01-6128`

Property Details

APN / Parcel Number

Primary APN	`3701-17-01-6128`
Alternative APN	`0047302`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Upper Floors Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4970 FOREST RIDGE DR
City	HICKORY
State	NC
Zip	28602-8166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 10 10A PL17-20 FOREST R PL 17-20
Legal Subdivision	FOREST RIDGE
Legal Lot Number	10
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	4
Census Block	4014
Census Tract	11102

Owner

4970 Forest Ridge Dr is owned and occupied by two individuals who bought it in November 2009.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4970 FOREST RIDGE DR, HICKORY, NC 28602-8166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2009 · Amount on File
Deed Sale	Nov 20, 2009 · Amount on File
Prior Sale	Jan 18, 2006 · Amount on File
Deed Document Number	200923348
Deed Book / Page	3002 / 1015
Prior Transfer Date	Mar 19, 2007
Prior Transfer Doc	0028221713
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4970 FOREST RIDGE DR, HICKORY, NC 28602-8166
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038371107
Date	Oct 19, 2023
Book Page	3837/1107
Instrument	18562

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4970 Forest Ridge Dr was $982, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,400 (-) Land $14,700 Building $231,700
2025	$982.00 (-17.62%)	$246,400 Land $14,700 Building $231,700
2024	$1,192.00 (+2.67%)
2023	$1,161.00	$246,400 Land $14,700 Building $231,700	$246,400 Land $14,700 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4970 Forest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4970 Forest Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST RIDGE S/D private · serves 292 people · EPA ID NC0118269
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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