Santa Rosa County property record for 4970 E Spencer Field Rd, Pace, FL 32571 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,222 sqft Living Area |
| Lot Size | 29,969 sqft (0.688 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2023) |
| Tax Bill | $3,202.00 (2025) |
Source: Santa Rosa County records · APN 11-1N-29-0000-00430-0000
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4970 E SPENCER FIELD RD, MILTON, FL 32571-1251 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE MORTGAGE FIRM INC |
| Jan 11, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 06, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 21, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage SUN WEST MORTGAGE COMPANY INC |
| Apr 03, 2018 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Apr 03, 2018 |
| Deed Doc Number | 202320755 |
| Deed Book / Page | 4394 / 362 |
| Prior Transfer Date | Mar 27, 2018 |
| Prior Transfer Doc | 0037150761 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 11, 2023 |
| Property Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Document Number | 0043940362 |
| Book / Page | 4394 / 362 |
| Instrument Date | May 08, 2023 |
| Instrument | 202320755 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5884 TANGLEWOOD DR, MILTON, FL 32570-8207 |
| Name | Verified Name |
|---|---|
| Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Document Number | 0004394363 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 4394/363 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Number | 0043940374 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 4394/374 |
| Instrument | 202320757 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035900377 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 3590/0377 |
| Instrument | 201701150 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036581316 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 3658/1316 |
| Instrument | 201736867 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038310878 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 3831/0878 |
| Instrument | 201921119 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0039230700 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 3923/700 |
| Instrument | 202009558 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Document Number | 0040281928 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 4028/1928 |
| Instrument | 202060454 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 03, 2018 |
| Property Address | 4970 E SPENCER FIELD RD, PACE, FL 32571-1251 |
| Document Number | 0037150761 |
| Book / Page | 3715 / 0761 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 201812897 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4970 E SPENCER FIELD RD, 4970, MILTON, FL 32571-1251 |
| Name | Verified Name |
|---|---|
| Address | 4970 E SPENCER FIELD RD, MILTON, FL 32571-1251 |
| Document Number | 0201812898 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 201812898 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,202.00 (+1.62%) | $253,831 (+1.66%) Land $45,000 Building $208,831 | $253,831 (+1.66%) Land $45,000 Building $208,831 |
| 2024 | $3,151.00 (+144.64%) | $249,697 (+74.6%) Land $45,000 Building $204,697 | $249,697 (+0.96%) Land $45,000 Building $204,697 |
| 2023 | $1,288.00 (+3.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $143,012 (+3%) | $247,311 (+12.62%) Land $45,000 Building $202,311 |
| 2022 | $1,246.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $138,847 | $219,601 Land $18,000 Building $201,601 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 746 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 11-1N-29-0000-00430-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,899 sqft Gross Area |
| 1st Floor | 2,222 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 29,969 sqft (0.688 acres) |
| Depth X Width | 200 ft x 150 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 445 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Deck Area | 1 sqft Deck |
| Porch Area | 232 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4970 E SPENCER FIELD RD |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-1251 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | *DESCRIPTION UPDATE FOR 2023* COM AT NW SEC CORN OF SECTION 11 TOWNSHIP 1 NORTH RANGE 29 WEST THN S88*53 06 E ON N SEC LN 51.30 FT THN S1* 4049W ON W R/W OF E SPENCER FIELD RD 341.09 FT TO TH POB & CONT 150 FT THN S88*1911E 200 FT THN N1*4049E 150 FT |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 11 |
| Legal Subdivision | SPENCER HEIGHTS PH 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 10704 |
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