Monroe County property record for 4970 E Ridgewood Dr, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,768 sqft · built 1993 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Dec 2020) |
| Tax Bill | $3,740 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-03480-00 |
| Primary APN | 010-03480-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,768 sqft Living Area |
| 1st Floor Area | 2,768 sqft |
| Basement Area | 1,464 sqft |
| Finished Basement | 1,106 sqft |
| Unfinished Basement | 358 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 010-03480-00 |
|---|---|
| Street Address | 4970 E RIDGEWOOD DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE25 |
| Legal Description | 010-03480-00 PT NW NW 6-8-1E .90A PLAT 45 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | SALT CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1403 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4970 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU |
| Dec 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Deed Document Number | 202020803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4970 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017005511 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017005511 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4970 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019008448 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019008448 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 18, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 8, 2020 |
| Property Address | 4970 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2020020803 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 2020020803 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4970 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9216 |
| Document Number | 2020020804 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020020804 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Salt Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,740.00 (-9.16%) | $601,700 (+11.78%) Land $78,300 Building $523,400 | $601,700 (+11.78%) Land $78,300 Building $523,400 |
| 2024 | $4,117.00 (+24.76%) | ||
| 2023 | $538,300 (+8.51%) Land $68,000 Building $470,300 | $538,300 (+8.51%) Land $68,000 Building $470,300 | |
| 2022 | $3,300.00 | $496,100 Land $68,000 Building $428,100 | $496,100 Land $68,000 Building $428,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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