4970 Deer Run, Lenoir, NC 28645 Property Records

Caldwell County property record for 4970 Deer Run, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,096 sqft · built 2001
Lot Size	10 acres (437,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (May 2018)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 10 1 19`

Property Details

APN / Parcel Number

Primary APN	`05 10 1 19`
Alternative APN	`163603`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,096 sqft Heated Area
Gross Area	3,902 sqft
1st Floor Area	1,300 sqft
Upper Floors Area	796 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	437,778 sqft (10 acres)

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	126 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163603
Street Address	4970 DEER RUN
City	LENOIR
State	NC
Zip	28645-6841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1940 PG 1803 YR 2018 ST 510.00
Jurisdiction	CALDWELL NC
Township / Civil Division	KINGS CREEK
Census Block Group	3
Census Block	3001
Census Tract	31100

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4970 DEER RUN, LENOIR, NC 28645-6841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 4, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Jan 1, 1993 · Amount on Record
Deed Document Number	201810021973
Deed Book / Page	1940 / 1803
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4970 DEER RUN, LENOIR, NC 28645-6841
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020400148
Date	Nov 15, 2021
Book Page	2040/148
Instrument	10065210

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4970 DEER RUN, LENOIR, NC 28645-6841
Document Number	0010042997
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4970 DEER RUN LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number	0010042997
Date	Apr 8, 2020
Book Page	001985/001425
Instrument	10042997

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 4, 2018
Property Address	4970 DEER RUN, LENOIR, NC 28645-6841
Document Number	0010021973
Book / Page	001940 / 001803
Instrument Date	May 1, 2018
Instrument	10021973
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2916 HAWTHORNE PL SE OLYMPIA WA 985013568, OLYMPIA, WA 98501-3568

Mortgage

Document Number	10021974
Date	May 4, 2018
Book Page	001940/001806
Instrument	10021974

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (+78.56%)	$408,500 (+64.12%) Land $57,600 Building $350,900	$408,500 (+64.12%) Land $57,600 Building $350,900
2023		$248,900 (-) Land $49,600 Building $199,300	$248,900 (-) Land $49,600 Building $199,300
2022	$1,763.00	$248,900 Land $49,600 Building $199,300	$248,900 Land $49,600 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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