4970 Baxter Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4970 Baxter Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Commercial
Details	3,060 sqft · built 1998
Lot Size	9.49 acres (413,384 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Aug 2025)
Tax Bill	$7,522 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-28-300-022`

Property Details

APN / Parcel Number

Primary APN	`16-28-300-022`

Interior

Building Area	3,060 sqft Gross Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Metal
Construction Type	Steel Frame
Lot Area	413,384 sqft (9.49 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4970 BAXTER RD
City	CHERRY VALLEY
State	IL
Zip	61016
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CG
Legal Description	COMM SW COR SW1/4 SEC 28-43-2 TH E 171FT N 67 FT TO POB TH N 1257.52 FT E 328.86 FT S 1257.8 FT TH W 328.88 FT TOPOB PT SW1/4 SEC 28-43-2 9.49A
Legal Range	2
Legal Township	43
Legal Section	28
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3078
Census Tract	3705

Owner

Source: Winnebago County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3035 VAUGHNDALE DR, MACHESNEY PARK, IL 61115-7662
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Warranty Deed, Transfer · Commercial Mortgage APEX COMMERCIAL CAPITAL CORP
Mar 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jul 12, 2024 · Amount on Record
Deed Document Number	202521773
Prior Transfer Date	Jun 17, 2008
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 26, 2025
Property Address	4970 BAXTER RD, ROCKFORD, IL 61109-5256
Document Number	0000021773
Instrument Date	Aug 21, 2025
Instrument	2521773
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 VAUGHNDALE DR, MACHESNEY PARK, IL 61115-7662

Mortgage

Document Number	0000021774
Date	Aug 26, 2025
Instrument	2521774

Lender

Name	APEX COMMERCIAL CAPITAL CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	13.5%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 14, 2022
Property Address	4970 BAXTER RD, CHERRY VALLEY, IL 61016
Document Number	0000007954
Map Reference	DOC 20151039148
Instrument Date	Feb 23, 2022
Instrument	2207954
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 S STATE ST, BELVIDERE, IL 61008-3616

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,522.00	$101,021 (+26.88%) Land $65,239 Building $35,782	$303,063 (+26.88%) Land $195,717 Building $107,346
2022		$79,618 Land $51,417 Building $28,201	$238,854 Land $154,251 Building $84,603

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Frontier.

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