4970 Armina Pl, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 4970 Armina Pl, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,321 sqft · built 2024
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on File
Tax Bill	$3,725 (2024)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1314-601-0056-000-9`

Property Details

APN / Parcel Number

Primary APN	`1314-601-0056-000-9`
Alternative APN	`198230`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,321 sqft Finished Area
Upper Floors Area	400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	198230
Street Address	4970 ARMINA PL
City	FORT PIERCE
State	FL
Zip	34951-4473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	WATERSTONE PHASE FIVE (PB 112-3) LOT 53
Legal Subdivision	WATERSTONE PHASE FIVE
Legal Lot Number	53
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1033
Census Tract	381105

Owner

Source: St. Lucie County records · APN 1314-601-0056-000-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4970 ARMINA PL, FORT PIERCE, FL 34951-4473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2024
Deed Sale	Oct 10, 2024
Deed Document Number	0005220815
Deed Book / Page	5193 / 2197
Prior Transfer Date	Aug 19, 2024
Prior Transfer Doc	5375435
Record Updated	Jun 08, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 19, 2024
Property Address	4970 ARMINA PL, FORT PIERCE, FL 34951-4473
Document Number	0051932197
Book / Page	5193 / 2197
Map Reference	MB 52 PG 35
Instrument Date	Aug 12, 2024
Instrument	5375435
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2025
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,182.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 QUANTUM BLVD, BOYNTON BEACH, FL 33426-8638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1Q70 ARMINA PLACE, FORT PIERCE, FL 34951

Mortgage

Document Number	0005375436
Date	Aug 19, 2024
Instrument	5375436

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

Tax Assessment & Valuation

Source: St. Lucie County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,900	$351,900 Land $119,400 Building $232,500
2024	$3,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113811051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 94 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.