497 Whiting Ln, Atlantic Beach, FL 32233 Property Records

Duval County property record for 497 Whiting Ln, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,196 sqft · built 1961
Lot Size	0.216 acres (9,393 sqft)
Owner	Company Name on File
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`171431-0000`

Property Details

APN / Parcel Number

Primary APN	`171431-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,487 sqft
1st Floor Area	1,196 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,393 sqft (0.216 acres)
Lot Dimensions	94 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	497 WHITING LN
City	ATLANTIC BEACH
State	FL
Zip	32233-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-1
Legal Description	31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2A LOT 14 BLK 11
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	ROYAL PALMS UNIT 02A3.00
Legal Block	11
Legal Lot Number	14
Legal Unit	2A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2013
Census Tract	13902

Owner

497 Whiting Ln is owned by a company that acquired it in January 2004.

Source: Duval County records, as of September 25, 2026

Owner of Record	Company Name on File
Mailing Address	497 WHITING LN, ATLANTIC BEACH, FL 32233-3912
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 5, 2004
Transfer Doc	0000037553
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	497 WHITING LN, ATLANTIC BEACH, FL 32233-3912
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 WHITING LN, ATLANTIC BEACH, FL 32233-3912

Mortgage

Document Number	0203671960
Date	Jul 20, 2022
Book Page	20367/1960
Instrument	2022190570

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10016

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 497 Whiting Ln was $7,042, up 2,157.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,684 (-8.97%) Land $250,358 Building $122,326	$372,684 (-8.97%) Land $250,358 Building $122,326
2025	$7,042.00 (+2,157.05%)	$409,427 Land $300,000 Building $109,427	$409,427 Land $300,000 Building $109,427
2024	$312.00 (+3.65%)
2023	$301.00 (+11.07%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$76,259 (+3%)	$324,651 (+16.83%) Land $225,000 Building $99,651
2022	$271.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$74,038	$277,883 Land $175,000 Building $102,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 497 Whiting Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 497 Whiting Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20