497 Whitewood Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 497 Whitewood Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,748 sqft · built 1938
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Aug 2007)
Tax Bill	$11,568 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02507-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-02507-0000-00005`
Alternative APN	`190250700005`

Interior

Stories	2 Stories
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	497 WHITEWOOD RD
City	UNION
State	NJ
Zip	07083-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BERKELY PARK SEC 02
Legal Block	2507
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2007
Census Tract	33300

Owner

497 Whitewood Rd is owned and occupied by an individual who acquired it in July 2017.

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	497 WHITEWOOD RD, UNION, NJ 07083-8219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2007 · Amount on File
Deed Sale	Aug 7, 2007 · Amount on File
Prior Sale	May 13, 1996 · Amount on File
Deed Document Number	2007186628
Deed Book / Page	5665 / 579
Last Transfer Date	Jul 6, 2017
Transfer Doc	0000288991
Record Updated	Oct 29, 2026

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Jul 21, 2017
Property Address	497 WHITEWOOD RD, UNION, NJ 07083-8219
Document Number	0862020641
Book / Page	086202 / 000641
Instrument Date	Jul 6, 2017
Instrument	288991
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	BREAK WATER TITLE AGENCY LLC, BREAK WATER TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 WHITEWOOD RD UNION NJ 070838219, UNION, NJ 07083-8219

Mortgage

Document Number	143040760
Date	Jul 21, 2017
Book Page	014304/000760
Instrument	643503

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 497 Whitewood Rd was $11,568, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,600 (-) Land $20,000 Building $29,600	$49,600 (-) Land $20,000 Building $29,600
2025	$11,568.00 (+4.35%)	$49,600 Land $20,000 Building $29,600	$49,600 Land $20,000 Building $29,600
2024	$11,086.00
2023		$49,600 Land $20,000 Building $29,600	$49,600 Land $20,000 Building $29,600
2022	$10,374.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 497 Whitewood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 497 Whitewood Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20