Sarasota County property record for 497 Webbs Cv, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 8 ba · 4,013 sqft · built 1992 |
| Lot Size | 0.446 acres (19,429 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,300,000 (Jun 2021) |
| Tax Bill | $15,915 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0144-01-0012 |
| Primary APN | 0144-01-0012 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 19 Rooms |
| Stories | 2 Stories |
| Building Area | 4,013 sqft Living Area |
| 1st Floor Area | 4,013 sqft |
| 2nd Floor Area | 2,850 sqft |
| Upper Floors Area | 2,850 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 19,429 sqft (0.446 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 1,429 sqft |
| Pool Area | 544 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 883 sqft |
| Patio Area | 1,047 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 497 WEBBS CV |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 165 OAKS |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 03 |
| Legal Subdivision | OAKS |
| Legal Tract | 2173 |
| Legal Lot Number | 165 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2102 |
Source: Sarasota County records · APN 0144-01-0012
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 497 WEBBS CV, OSPREY, FL 34229-9269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Jul 02, 2015 · Amount on Record |
| Deed Document Number | 2021111798 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 497 WEBBS CV, OSPREY, FL 34229-9269 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 497 WEBBS CV, OSPREY, FL 34229-9269 |
| Document Number | 0000003756 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026003756 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 497 WEBBS CV, OSPREY, FL 34229-9269 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 WEBBS CV, OSPREY, FL 34229-9269 |
| Document Number | 0000150475 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022150475 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jun 15, 2021 |
| Property Address | 497 WEBBS CV, OSPREY, FL 34229-9269 |
| Document Number | 0000111798 |
| Map Reference | MB 28 PG 48A-48S |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021111798 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 25334, SARASOTA, FL 34277-2334 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 497 WEBBS CV, OSPREY, FL 34229-9269 |
| Document Number | 0000111799 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021111799 |
| Name | SPROUT MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,915.00 (-2.9%) Homeowner's exemption | $1,424,103 (+5.99%) | $1,898,100 (+25.62%) Land $697,800 Building $1,200,300 |
| 2023 | $16,391.00 (+2.6%) Homeowner's exemption | $1,343,658 (+3%) | $1,511,000 (+12.91%) Land $254,800 Building $1,256,200 |
| 2022 | $15,976.00 Homeowner's exemption | $1,304,522 | $1,338,200 Land $127,500 Building $1,210,700 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 154 units insured incl. 12 condo units |
| Nearby Flood Claims | 39 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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