497 Warpas Rd, Madison, CT 06443 Property Records

Madison Town property record for 497 Warpas Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,432 sqft · built 1973
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2018)
Tax Bill	$7,501 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:95 B:42`

Property Details

APN / Parcel Number

Primary APN	`MADI M:95 B:42`
Alternative APNs	`00526400` `526400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	3,934 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	526400
Street Address	497 WARPAS RD
City	MADISON
State	CT
Zip	06443-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	42
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3002
Census Tract	194201

Owner

497 Warpas Rd is owned by two individuals who bought it in November 2018.

Source: Madison Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 SUNRISE AVE, OLD SAYBROOK, CT 06475-1420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Feb 16, 1996 · Amount on File
Deed Document Number	20182874
Deed Book / Page	2084 / 317
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	497 WARPAS RD, MADISON, CT 06443-2018
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2233-315
Date	Sep 1, 2021
Book Page	2233/315
Instrument	3304

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Nov 29, 2018
Property Address	497 WARPAS RD, MADISON, CT 06443-2018
Document Number	2084-317
Book / Page	002084 / 000317
Instrument Date	Nov 26, 2018
Instrument	2874
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 WARPAS RD MADISON CT 064432018, MADISON, CT 06443-2018

Mortgage

Document Number	2084-320
Date	Nov 29, 2018
Book Page	002084/000320
Instrument	2875

Lender

Name	PRIME LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 497 Warpas Rd was $7,501, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,501.00 (+2.81%)	$325,300 (-) Land $122,200 Building $180,000	$532,290 (+133.76%)
2025	$7,296.00	$325,300 Land $122,200 Building $203,100	$227,710 Land $85,540 Building $142,170
2024	$7,296.00 (+11.37%)
2023	$6,551.00 (+1.9%)	$218,600 (-) Land $94,000 Building $124,600
2022	$6,429.00	$218,600 Land $94,000 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 497 Warpas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Warpas Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Warpas Rd

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