497 Walnut St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 497 Walnut St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1945
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Mar 2020)
Tax Bill	$5,901 (2025)
Deeds & Mortgages	Jan 2021 Refinance Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-G B:0008 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-G B:0008 L:0008`
Alternative APNs	`M:011=G B:0008 L:0008` `1130003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,201 sqft (0.119 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1130003
Street Address	497 WALNUT ST
City	SAUGUS
State	MA
Zip	01906-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2001
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:011-G B:0008 L:0008

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	497 WALNUT ST, SAUGUS, MA 01906-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANLEADERS OF AMERICA INC
Mar 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Oct 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage SANTANDER BANK NA
Jul 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Book / Page	38376 / 474
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	497 WALNUT ST, SAUGUS, MA 01906-1440
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039432-558
Date	Jan 20, 2021
Book Page	39432/558
Instrument	20210120004190

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 30, 2020
Property Address	497 WALNUT ST, SAUGUS, MA 01906-1440
Document Number	38376-474
Book / Page	38376 / 474
Instrument Date	Mar 20, 2020
Instrument	20200330003730
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 WALNUT ST, SAUGUS, MA 01906-1440

Mortgage

Document Number	200330003740
Date	Mar 30, 2020
Instrument	200330003740

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 22, 2019
Property Address	497 WALNUT ST, SAUGUS, MA 01906-1440
Document Number	37956-505
Book / Page	37956 / 505
Instrument Date	Oct 21, 2019
Instrument	20191022004310
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 WALNUT ST, SAUGUS, MA 01906-1440
Investor	Possibly a Property Investor

Mortgage

Document Number	191022004320
Date	Oct 22, 2019
Instrument	191022004320

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 13, 2018
Property Address	497 WALNUT ST, SAUGUS, MA 01906-1440
Document Number	36863-211
Book / Page	036863 / 000211
Instrument Date	Jul 12, 2018
Instrument	1807136620
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Tax	$1,641.14
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 LONGWOOD DR SWAMPSCOTT MA 019072934, SWAMPSCOTT, MA 01907-2934

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,901.00 (+6.27%)	$552,500 (+5.96%) Land $281,200 Building $271,300	$607,050
2024	$5,553.00 (+2.06%)	$521,400 (+7.91%) Land $255,600 Building $265,800
2023	$5,441.00	$483,200 Land $230,000 Building $253,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

497 Walnut St, Saugus, MA 01906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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