Macon County property record for 497 Union School Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,686 sqft · built 1968 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,000 (Sep 2025) |
| Tax Bill | $889 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6582370368 |
| Primary APN | 6582370368 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Heated Area |
| 1st Floor Area | 1,686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 71,874 sqft (1.65 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 160996 |
|---|---|
| Street Address | 497 UNION SCHOOL RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-5776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ON RD 1136 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970700 |
497 Union School Rd is owned by a company that bought it in September 2025.
Source: Macon County records, as of October 6, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 497 UNION SCHOOL RD, FRANKLIN, NC 28734-5776 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Deed Document Number | 20255567 |
| Deed Book / Page | Y- / 43.706 |
| Prior Transfer Date | Sep 15, 2025 |
| Prior Transfer Doc | 000Y43/706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 17, 2025 |
| Property Address | 497 UNION SCHOOL RD, FRANKLIN, NC 28734-5776 |
| Document Number | 000Y43/706 |
| Book / Page | Y-43 / 706 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025005567 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 497 UNION SCHOOL RD, FRANKLIN, NC 28734-5776 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 497 UNION SCHOOL RD, FRANKLIN, NC 28734-5776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 497 UNION SCHOOL RD, FRANKLIN, NC 28734-5776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | H38/0890 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | H-38/0890 |
| Instrument | 2017008096 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 9, 2027 |
The 2026 property tax bill for 497 Union School Rd was $889.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $889.00 | $237,700 (-) Land $40,510 Building $197,190 | $237,700 (-) Land $40,510 Building $197,190 |
| 2025 | $889.00 | $237,700 Land $40,510 Building $197,190 | $237,700 Land $40,510 Building $197,190 |
| 2023 | $877.00 | $237,700 Land $40,510 Building $197,190 | $237,700 Land $40,510 Building $197,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Union School Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 497 Union School Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
May also be available: Vyve Broadband.
5G (outdoors only) and 4G LTE
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