497 Union Ave, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 497 Union Ave, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,156 sqft · built 1918
Lot Size	0.739 acres (32,200 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (May 2022)
Tax Bill	$9,402 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00230-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`06-00230-0000-00011`
Alternative APNs	`060023000011` `S001`

Interior

Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	32,200 sqft (0.739 acres)
Lot Dimensions	280 ft deep x 115 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	497 UNION AVE
City	BRIDGEWATER
State	NJ
Zip	08807-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	230
Legal Lot Number	11
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	4
Census Block	4025
Census Tract	51000

Owner

Source: Somerset County and Bridgewater Township records · APN 06-00230-0000-00011

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	497 UNION AVE, BRIDGEWATER, NJ 08807-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2022 · Amount on Record
Deed Sale	May 02, 2022 · Amount on Record
Prior Sale	Jun 06, 2001 · Amount on Record
Deed Document Number	202217319
Deed Book / Page	7441 / 825
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 02, 2022
Property Address	497 UNION AVE, BRIDGEWATER, NJ 08807-3143
Document Number	0000017319
Book / Page	7441 / 825
Instrument Date	Apr 05, 2022
Instrument	2022017319
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,647.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 HAZELWOOD TER, 28, TINTON FALLS, NJ 07724-2776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 UNION AVE, BRIDGEWATER, NJ 08807-3143

Mortgage

Document Number	0000017320
Date	May 02, 2022
Instrument	2022017320

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,300 (+5.67%) Land $237,000 Building $273,300	$510,300 (+5.67%) Land $237,000 Building $273,300
2025	$9,402.00 (+1.59%)	$482,900 (+13.84%) Land $237,000 Building $245,900	$482,900 (+13.84%) Land $237,000 Building $245,900
2024	$9,255.00 (+17.79%)
2023		$424,200 Land $237,000 Building $187,200	$424,200 Land $237,000 Building $187,200
2022	$7,857.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1995–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Based on FCC filings for 198 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.