497 Timber Ridge Dr, Highland, MI 48357 Property Records

Oakland County property record for 497 Timber Ridge Dr, Highland, MI 48357

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,541 sqft · built 2000
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,000 (Sep 2012)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-21-302-005`

Property Details

APN / Parcel Number

Primary APN	`H-11-21-302-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
1st Floor Area	1,273 sqft
Basement Area	1,273 sqft
Unfinished Basement	1,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	21,998 sqft (0.505 acres)
Terrain	Rolling
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	123 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	497 TIMBER RIDGE DR
City	HIGHLAND
State	MI
Zip	48357-4337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R7E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 1138 TIMBER RIDGE UNIT 14 L 18996 P 651 10-1-98 FR 301-002
Legal Range	07E
Legal Township	03N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	14
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1018
Census Tract	131800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 TIMBER RIDGE DR, HIGHLAND, MI 48357-4337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 3, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2012 · Amount on Record
Deed Sale	Sep 18, 2012 · Amount on Record
Prior Sale	Aug 6, 2003 · Amount on Record
Deed Document Number	2012202485
Deed Book / Page	44690 / 289
Last Transfer Date	Jul 1, 2021
Transfer Doc	0000169854
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	497 TIMBER RIDGE DR, HIGHLAND, MI 48357-4337
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 TIMBER RIDGE DR, HIGHLAND, MI 48357-4337

Mortgage

Document Number	0000137466
Date	Dec 20, 2023
Book Page	59075/102
Instrument	137466

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jul 7, 2021
Property Address	497 TIMBER RIDGE DR, HIGHLAND, MI 48357-4337
Document Number	0000169854
Book / Page	56512 / 311
Map Reference	LB 18996 PG 651-716
Instrument Date	Jul 1, 2021
Instrument	169854
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	497 TIMBER RIDGE DR, HIGHLAND, MI 48357-4337

Mortgage

Document Number	0056512314
Date	Jul 7, 2021
Instrument	56512/314

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	497 TIMBER RIDGE DR, HIGHLAND, MI 48357-4337
Document Number	0000154925
Book / Page	050978 / 000305
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	497 TIMBER RIDGE DR HIGHLAND MI 483574337, HIGHLAND, MI 48357-4337

Mortgage

Document Number	0000154925
Date	Aug 16, 2017
Book Page	050978/000305
Instrument	154925

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,196.00 (-32.33%) Homeowner's exemption	$219,830 (+13.6%)	$439,660 (+13.6%)
2024	$4,723.00 (+19.09%)
2023		$193,520	$387,040
2021	$3,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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