Clay County property record for 497 Thornberry Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,858 sqft · built 1999 |
| Lot Size | 0.187 acres (8,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,792 (Nov 2020) |
| Tax Bill | $1,362 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-25-007866-007-47 |
| Primary APN | 04-04-25-007866-007-47 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,858 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,153 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 117 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 497 THORNBERRY RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-7685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 205 SWEETBRIAR UNIT 4 AS REC OR 1809 PG 1209 & 4375 PG 60, 4379 PG 176 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | SWEETBRIAR UNIT 4 |
| Legal Lot Number | 205 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30207 |
497 Thornberry Rd is owned and occupied by an individual who bought it in November 2020.
Source: Clay County records, as of March 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 THORNBERRY RD, ORANGE PARK, FL 32073-7685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Nov 19, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Nov 12, 2020 | Quit Claim Deed, Transfer CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Deed Document Number | 202060764 |
| Deed Book / Page | 4379 / 176 |
| Prior Transfer Date | Oct 21, 2020 |
| Prior Transfer Doc | 0043790176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 497 THORNBERRY RD, ORANGE PARK, FL 32073-7685 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040441578 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 4044/1578 |
| Instrument | 2018000650 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 19, 2020 |
| Property Address | 497 THORNBERRY RD, ORANGE PARK, FL 32073-7685 |
| Document Number | 0043790176 |
| Book / Page | 004379 / 000176 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 60764 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $454.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 497 THOMBERRY RD ORANGE PARK FL 32073, ORANGE PARK, FL 32073 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 12, 2020 |
| Property Address | 497 THORNBERRY RD, ORANGE PARK, FL 32073-7685 |
| Document Number | 0043750060 |
| Book / Page | 004375 / 000060 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 59053 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $454.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 497 THORNBERRY RD ORANGE PARK FL 320737685, ORANGE PARK, FL 32073-7685 |
| Document Number | 43750064 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 004375/000064 |
| Instrument | 59054 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | 3701 ARCO CORPORATE DR # 2 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 11, 2035 |
The 2025 property tax bill for 497 Thornberry Rd was $1,362 with a homeowner's exemption, up 5.3% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,362.00 (+5.26%) Homeowner's exemption | $129,499 | $279,636 Land $45,000 Building $234,636 |
| 2024 | $1,294.00 (-18.1%) | ||
| 2023 | $1,580.00 (+11.66%) Homeowner's exemption | $122,185 (+3%) | $277,960 (+10.63%) Land $45,000 Building $232,960 |
| 2022 | $1,415.00 Homeowner's exemption | $118,627 | $251,262 Land $40,000 Building $211,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Thornberry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Thornberry Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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