497 Strait Ln, Waxahachie, TX 75165 Property Records

Ellis County property record for 497 Strait Ln, Waxahachie, TX 75165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,640 sqft · built 2020
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$345,300 (Jan 2021)
Tax Bill	$7,695 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R278578`

Property Details

APN / Parcel Number

Primary APN	`R278578`
Alternative APNs	`90465604002100112` `278578`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	3,170 sqft
1st Floor Area	2,640 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	497 STRAIT LN
City	WAXAHACHIE
State	TX
Zip	75165-1679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 40 HAVEN PH 1 .193 AC
Legal Subdivision	HAVEN PH 1
Legal Block	40
Legal Lot Number	21
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2000
Census Tract	60212

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	497 STRAIT LN, WAXAHACHIE, TX 75165-1679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Grant Deed, Subdivision Related Transfer TOWN SQUARE MTG
Jun 15, 2020	Loan Modification, Mortgage FIRST UNITED BK
Feb 26, 2020	Grant Deed, Transfer LEGACY BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	2021615
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	0000000615
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 6, 2021
Property Address	497 STRAIT LN, WAXAHACHIE, TX 75165-1679
Document Number	0000000615
Instrument Date	Dec 23, 2020
Instrument	615
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 STRAIT LN WAXAHACHIE TX 751651679, WAXAHACHIE, TX 75165-1679

Mortgage

Document Number	616
Date	Jan 6, 2021
Instrument	616

Lender

Name	TOWN SQUARE MTG
Type	Mortgage Company
Address	DALLAS, TX 75248

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	497 STRAIT LN, WAXAHACHIE, TX 75165-1679
Document Number	0000020768
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	840 E INTERSTATE 20 ARLINGTON TX 760181131, ARLINGTON, TX 76018-1131

Mortgage

Document Number	0000020768
Date	Jun 23, 2020
Instrument	20768

Lender

Name	FIRST UNITED BK
Type	Bank
Address	6100 PRESTON RD # 200, FRISCO, TX 75034-5863

Agreement

Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 26, 2020
Property Address	497 STRAIT LN, WAXAHACHIE, TX 75165-1679
Document Number	0000006375
Instrument Date	Feb 21, 2020
Instrument	6375
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	840 E INTERSTATE 20 ARLINGTON TX 760181131, ARLINGTON, TX 76018-1131

Mortgage

Document Number	6376
Date	Feb 26, 2020
Instrument	6376

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Waxahachie City
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,898 (-5.56%) Land $90,000 Building $337,898	$427,898 (-5.56%) Land $90,000 Building $337,898
2025	$7,695.00 (+3.3%) Homeowner's exemption	$453,111 (-12.62%) Land $70,000 Building $383,111	$453,111 (-12.62%) Land $70,000 Building $383,111
2024	$7,449.00 (+10.39%)
2023	$6,748.00 Homeowner's exemption	$518,581 Land $70,000 Building $448,581	$518,581 Land $70,000 Building $448,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAXAHACHIE serves 50,814 people · EPA ID TX0700008
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
fiberfly Fixed Wireless	100 / 30

May also be available: Rise Broadband, T-Mobile, Verizon.

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