497 S Fairview Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 497 S Fairview Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3,096 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$1,455,000 (Jul 2024)
Tax Bill	$21,542 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Dec 2025 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-123-001`

Property Details

APN / Parcel Number

Primary APN	`06-11-123-001`

Interior

Stories	2 Stories
Building Area	3,096 sqft Living Area
Gross Area	4,428 sqft
1st Floor Area	1,332 sqft
2nd Floor Area	1,764 sqft
Basement Area	1,332 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	14 ft deep x 5.1 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	497 S FAIRVIEW AVE
City	ELMHURST
State	IL
Zip	60126-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROBERTSON & YOUNGS SPRING RD ADD EX S 58 FT MEAS ON E & W LINES/
Legal Subdivision	ROBERTSON & YOUNGS SPRING RD ADD
Legal Lot Number	80
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3009
Census Tract	843900

Owner

497 S Fairview Ave is owner-occupied and held in a trust since July 2024.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 5, 2025	Intrafamily Transfer, Transfer UNKNOWN, LST
Oct 31, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 30, 2024	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 17, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Sep 17, 2020 · Amount on File
Deed Document Number	202442120
Prior Transfer Date	Apr 22, 2024
Prior Transfer Doc	0000023303
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730

Mortgage

Document Number	0000005609
Date	Jan 29, 2025
Instrument	R2025-005609

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Dec 5, 2025
Property Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Document Number	0000078354
Instrument Date	Oct 23, 2025
Instrument	R2025-078354
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, LST

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Oct 31, 2025
Property Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Document Number	0000070044
Instrument Date	Oct 22, 2025
Instrument	R2025-070044
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	UNKNOWN, LST

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070045
Date	Oct 31, 2025
Instrument	R2025-070045

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Max Rate	9.87%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 30, 2024
Property Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Document Number	0000023303
Map Reference	DOC 746710
Instrument Date	Apr 22, 2024
Instrument	R2024-023303
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 67TH PL, WILLOWBROOK, IL 60527-5307

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 17, 2020
Property Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Document Number	0000104948
Instrument Date	Sep 14, 2020
Instrument	R2020-104948
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730

Mortgage

Document Number	0000104949
Date	Sep 17, 2020
Instrument	R2020-104949

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 17, 2019
Property Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Document Number	0000094555
Instrument Date	Sep 27, 2019
Instrument	94555
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15W430 E HARVARD ST ELMHURST IL 601265360, ELMHURST, IL 60126-5360

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 21, 2018
Property Address	497 S FAIRVIEW AVE, ELMHURST, IL 60126-3730
Document Number	0000015197
Instrument Date	Aug 10, 2015
Instrument	15197
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	497 S FAIRVIEW AVE ELMHURST IL 601263730, ELMHURST, IL 60126-3730

Tax Assessment & Valuation

The 2025 property tax bill for 497 S Fairview Ave was $21,542, up 3.8% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,542.00 (+3.76%)	$380,211 (+7.86%) Land $91,154 Building $289,057	$1,140,633 (+7.86%) Land $273,462 Building $867,171
2024	$20,761.00 Homeowner's exemption	$352,504 Land $84,511 Building $267,993	$1,057,512 Land $253,533 Building $803,979
2022	$18,637.00 Homeowner's exemption	$313,350 Land $75,130 Building $238,220	$940,050 Land $225,390 Building $714,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 497 S Fairview Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 497 S Fairview Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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