497 S Ash St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 497 S Ash St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1994
Lot Size	0.113 acres (4,940 sqft)
Owner	Individual Name on Record
Last Sale	$316,500 (Oct 2020)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`302-35-261`

Property Details

APN / Parcel Number

Primary APN	`302-35-261`
Alternative APN	`302352619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,940 sqft (0.113 acres)
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	497 S ASH ST
City	GILBERT
State	AZ
Zip	85233-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARCEL 10 OF LAGO ESTANCIA MCR 359-43
Legal Range	5E
Legal Township	1S
Legal Section	13
Legal Subdivision	PARCEL 10 OF LAGO ESTANCIA
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	422403

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	497 S ASH ST, GILBERT, AZ 85233-6926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Aug 31, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Feb 4, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Oct 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20201024544
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0000742029
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	497 S ASH ST, GILBERT, AZ 85233-6926
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 S ASH ST, GILBERT, AZ 85233-6926

Mortgage

Document Number	0000741861
Date	Dec 24, 2025
Instrument	20250741861

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 23, 2020
Property Address	497 S ASH ST, GILBERT, AZ 85233-6926
Document Number	0001024544
Map Reference	MB 359 PG 43
Instrument Date	Sep 24, 2020
Instrument	20201024544
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 S ASH ST, GILBERT, AZ 85233-6926

Mortgage

Document Number	0001024545
Date	Oct 23, 2020
Instrument	20201024545

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0001024546
Date	Oct 23, 2020
Instrument	20201024546

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Type	Government Agency
Address	PHOENIX, AZ 85018

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	36 Months
Due	Oct 23, 2023

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2020
Property Address	497 S ASH ST, GILBERT, AZ 85233-6926
Document Number	0000806832
Instrument Date	Jul 29, 2020
Instrument	806832
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	497 S ASH ST, GILBERT, AZ 85233-6926
Document Number	0000099883
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	NATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	497 S ASH ST GILBERT AZ 852336926, GILBERT, AZ 85233-6926

Mortgage

Document Number	0000099883
Date	Feb 13, 2019
Instrument	99883

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2034

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2017
Property Address	497 S ASH ST, GILBERT, AZ 85233-6926
Document Number	0000742029
Map Reference	MB 359 PG 43
Instrument Date	Sep 29, 2017
Instrument	2017-0742029
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 S ASH ST, GILBERT, AZ 85233-6926

Mortgage

Document Number	0000742030
Date	Oct 6, 2017
Instrument	2017-0742030

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,810 (+108.96%)	$338,100 (+4.97%) Land $67,600 Building $270,500
2025	$1,476.00 (+3.36%)	$16,180 (-53.32%)	$322,100 (-7.07%) Land $64,400 Building $257,700
2024		$34,660	$346,600 Land $69,300 Building $277,300
2023	$1,428.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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