497 Rycola Cir, Myrtle Beach, SC 29575 Property Records

Horry County property record for 497 Rycola Cir, Myrtle Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$271,738 (Jun 2021)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-16-04-0165`

Property Details

APN / Parcel Number

Primary APN	`459-16-04-0165`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	497 RYCOLA CIR
City	MYRTLE BEACH
State	SC
Zip	29575-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD SOUTH COURSE PH 1A; LOT 83
Legal Subdivision	OLD SOUTH COURSE PH 1A
Legal Lot Number	83
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51404

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	497 RYCOLA CIR, MYRTLE BEACH, SC 29575-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	0044303286
Deed Book / Page	4430 / 3286
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 14, 2021
Property Address	497 RYCOLA CIR, MYRTLE BEACH, SC 29575-8104
Document Number	0044303286
Book / Page	4430 / 3286
Instrument Date	Jun 14, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 RYCOLA CIR, MYRTLE BEACH, SC 29575-8104

Mortgage

Document Number	64030000000540
Date	Jun 14, 2021
Book Page	0000006403/0000000540

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00		$373,268 (-) Land $125,267 Building $248,001
2024	$1,364.00 (+7.23%)	$14,932 (+207.81%) Land $5,011 Building $9,921	$373,268 (+707.94%) Land $125,267 Building $248,001
2023	$1,272.00 (+448.28%)	$4,851 (-) Land $4,851	$46,200 (-) Land $46,200
2021	$232.00	$4,851 Land $4,851	$46,200 Land $46,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	82 (1983–2019)
Claims Outside the SFHA	78 of 82
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20