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497 Rue de Bac, Covington, LA 70435 Property Records

St. Tammany Parish property record for 497 Rue de Bac, Covington, LA 70435

Property Summary

Property TypeSingle Family Home
Details2,486 sqft · built 2007
OwnerIndividual Name on File
Tax Bill$2,213 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2022 Transfer
APN107-142-1641

Property Details

APN / Parcel Number

Primary APN107-142-1641
Alternative APN
  • 32725

Interior

Building Area2,486 sqft Living Area

Exterior

Year BuiltBuilt 2007
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number107-142-1641
Street Address497 RUE DE BAC
CityCOVINGTON
StateLA
Zip70435-6139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRA MARIAE LT70A PH2A
Legal SubdivisionTERRA MARIAE
Legal Phase2A
Legal Lot Number70A
JurisdictionSAINT TAMMANY LA
Township / Civil Division2
Census Block Group3
Census Block3001
Census Tract40502

Owner

Source: St. Tammany Parish records · APN 107-142-1641

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address497 RUE DE BAC, COVINGTON, LA 70435-6139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Dec 27, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 27, 2022
Transfer Doc0002357451
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address497 RUE DE BAC, COVINGTON, LA 70435-6139
Transaction TypeMortgage
Record UpdatedApr 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002273387
DateJun 03, 2021
Instrument2273387
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT TAMMANY LA
Recording DateDec 27, 2022
Property Address497 RUE DE BAC, COVINGTON, LA 70435-6139
Document Number0002357451
Instrument DateDec 12, 2022
Instrument2357451
Transaction TypeTransfer
Record UpdatedApr 01, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,213.00 (-3.78%) Homeowner's exemption$27,225 (-) Land $4,000 Building $23,225$272,249 (-) Land $40,000 Building $232,249
2024$2,300.00 (+5.36%) Homeowner's exemption$27,225 (+8.92%) Land $4,000 Building $23,225$272,249 (+8.92%) Land $40,000 Building $232,249
2023$2,183.00 Homeowner's exemption$24,996 (-) Land $4,000 Building $20,996$249,960 (-) Land $40,000 Building $209,960
2022$2,183.00 Homeowner's exemption$24,996 Land $4,000 Building $20,996$249,960 Land $40,000 Building $209,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims145 (1980–2024)
Claims Outside the SFHA60 of 145
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 50 claims
  • Hurricane Katrina, Aug 2005 · 24 claims
  • Tropical Storm Allison, Jun 2001 · 25 claims

Wildfire

Wildfire RiskHigh
above 74% of the US · above 93% of Louisiana
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 76 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

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