497 Ridgeway Rd, Cotopaxi, CO 81223 Property Records

Fremont County property record for 497 Ridgeway Rd, Cotopaxi, CO 81223 · Last verified August 2026

Property Highlights

Property Type	Agriculture / Farming > Pasture
Bedrooms	2 Beds
Bathrooms	1.75 Baths
Architecture Style	Ranch
Year Built	Built 2020
Square Footage	1,312 sqft Gross Area
Lot Size	1,533,312 sqft (35.2 acres)
Garage	1,400 sqft
Tax Bill	$1,407.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R033515`
Alternative APN	`99404777`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Partial Baths	1 Partial Baths
Building Area	1,312 sqft Gross Area
1st Floor	1,312 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Steel Frame Construction
Roof Construction	Shed Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	1,533,312 sqft (35.2 acres)
Garage Area	1,400 sqft Garage
Shed	1 Shed
Shed Area	192 sqft Shed

Utilities and HVAC

Heating System	Floor/Wall Furnace Heating

Location & Zoning

Account Number	R033515
Street Address	497 RIDGEWAY RD
City	COTOPAXI
State	CO
Zip	81223-9462
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Pasture
Legal Description	LOT 5 THE WOODS AT GEM MTN FIL #1 REF FROM 990-04-327/993-04-199/986-04-483
Legal Subdivision	THE WOODS AT GEM MTN
Legal Lot Number	5
Jurisdiction	FREMONT CO
Minor Civil Division	COTOPAXI
Census Blockgroup	1
Census Block	1024
Census Tract	979002

Owner

Source: Fremont County records · APN R033515

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL FINANCING INC
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL FINANCING INC
Oct 16, 2019	Trustee's Deed, Construction Loan · Line of Credit PARK ST BK
Jun 03, 2019	Bargain and Sale Deed, Transfer STEWART TITLE
Jun 03, 2019	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT OF SOUTHERN COLORADO AC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462

Mortgage

Document Number	0001049606
Date	Oct 06, 2025
Instrument	1049606

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	NOT AVAILABLE, PTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001006188
Date	Sep 01, 2021
Instrument	1006188

Lender

Name	FIRST NATIONAL FINANCING INC
Type	Mortgage Company
Address	DENVER, CO 80238

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	NOT AVAILABLE, PTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001016755
Date	May 25, 2022
Instrument	1016755

Lender

Name	FIRST NATIONAL FINANCING INC
Type	Mortgage Company
Address	DENVER, CO 80238

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	112 Months
Due	Sep 01, 2031

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FREMONT CO
Recording Date	Oct 16, 2019
Property Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462
Instrument Date	Oct 11, 2019
Instrument	978891
Transaction Type	Construction Loan
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 133 COTOPAXI CO 812230133, COTOPAXI, CO 81223-0133

Mortgage

Document Number	0000978891
Date	Oct 16, 2019
Instrument	978891

Lender

Name	PARK ST BK
Type	Bank
Address	WOODLAND PARK, CO 80866

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 03, 2019
Property Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462
Document Number	0000974237
Instrument Date	May 28, 2019
Instrument	974237
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 LINCOLN ST, PEKIN, IL 61554-1739

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 03, 2019
Property Address	497 RIDGEWAY RD, COTOPAXI, CO 81223-9462
Document Number	0000974236
Instrument Date	May 28, 2019
Instrument	974236
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 133, COTOPAXI, CO 81223-0133

Mortgage

Document Number	0000974238
Date	Jun 03, 2019
Instrument	974238

Lender

Name	FARM CREDIT OF SOUTHERN COLORADO AC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2029

Tax Assessment & Valuation

Source: Fremont County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (+15.99%)	$24,282 (-6.12%)	$385,121 (+0.57%)
2024	$1,213.00 (+19.51%)	$25,866 (+41.31%)
2023	$1,015.00 (+25.31%)	$18,304 (+19%)	$382,922 (+75.32%)
2022	$810.00	$15,381	$218,413

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