497 Ridge Point Dr, Forney, TX 75126 Property Records

Rockwall County property record for 497 Ridge Point Dr, Forney, TX 75126

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,364 sqft · built 2004
Lot Size	1.61 acres (70,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,436,400 (Aug 2022)
Tax Bill	$14,173 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`474700000023000R`

Property Details

APN / Parcel Number

Primary APN	`474700000023000R`
Alternative APNs	`R52743` `52743`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,364 sqft Living Area
Gross Area	5,424 sqft
1st Floor Area	4,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	70,567 sqft
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	520 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	497 RIDGE POINT DR
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 23, ACRES 1.62
Legal Subdivision	THE RIDGE
Legal Lot Number	23
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 RIDGE POINT DR, FORNEY, TX 75126-5312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jun 22, 2022
Deed Document Number	202218637
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	0000018637
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	497 RIDGE POINT DR, FORNEY, TX 75126-5312
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015665
Date	Jul 14, 2022
Instrument	20220000015665

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	FORT WORTH, TX 76110

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 21, 2023

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	497 RIDGE POINT DR, FORNEY, TX 75126-5312
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017652
Date	Aug 5, 2020
Instrument	20200000017652

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Aug 19, 2022
Property Address	497 RIDGE POINT DR, FORNEY, TX 75126-5312
Document Number	0000018637
Map Reference	CAB D SL 357
Instrument Date	Aug 15, 2022
Instrument	20220000018637
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 RIDGE POINT DR, FORNEY, TX 75126-5312

Mortgage

Document Number	0000018638
Date	Aug 19, 2022
Instrument	20220000018638

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$970,468 (-1.29%) Land $307,152 Building $663,316	$970,468 (-1.29%) Land $307,152 Building $663,316
2025	$14,173.00 (-9.54%) Homeowner's exemption	$983,149 (+8.82%) Land $307,152 Building $675,997	$983,149 (+8.82%) Land $307,152 Building $675,997
2024	$15,668.00 (+18.79%)
2023	$13,190.00 (+7.5%) Homeowner's exemption	$903,503 Land $300,000 Building $603,503	$903,503 Land $300,000 Building $603,503
2021	$12,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications, Spectrum.

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