497 Richard St, Quincy, MI 49082 Property Records

Branch County property record for 497 Richard St, Quincy, MI 49082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Nov 2017)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`080-L18-000-138-00`

Property Details

APN / Parcel Number

Primary APN	`080-L18-000-138-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	497 RICHARD ST
City	QUINCY
State	MI
Zip	49082-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 138 LAWRENCE A WOOD SUB NO 4 SEC 17 T6S R5W
Legal Range	05W
Legal Township	06S
Legal Section	17
Legal Subdivision	LAWRENCE A WOOD SUB
Legal Lot Number	138
Jurisdiction	BRANCH MI
Township / Civil Division	QUINCY
Census Block Group	1
Census Block	1018
Census Tract	950800

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	497 RICHARD ST, QUINCY, MI 49082-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Nov 15, 2017	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	20177719
Prior Transfer Date	Feb 19, 1999
Prior Transfer Doc	0759000374
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 15, 2017
Property Address	497 RICHARD ST, QUINCY, MI 49082-9454
Document Number	0201707719
Map Reference	LB7 PG49
Instrument Date	Nov 13, 2017
Instrument	2017-07719
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 RICHARD STREET, COLDWATER, MI 49036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E GARFIELD AVE LOT 218, 218, COLDWATER, MI 49036-9196

Mortgage

Document Number	0201707720
Date	Nov 15, 2017
Instrument	2017-07720

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 15, 2017
Property Address	497 RICHARD ST, QUINCY, MI 49082-9454
Document Number	0201707718
Map Reference	LB7 PG49
Instrument Date	Nov 9, 2017
Instrument	2017-07718
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$541.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 WATERMAN AVE, COLDWATER, MI 49036-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 RICHARD ST, COLDWATER, MI 49036

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Quincy Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,490 (+3.39%)	$134,980 (+3.39%)
2025	$1,067.00 (+3.49%)	$65,280	$130,560
2024	$1,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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