Hancock County and Otis Town property record for 497 Point Rd, Otis, ME 04605
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,169 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OTTS M:U06 L:076 |
| Primary APN | OTTS M:U06 L:076 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Account Number | 399 |
|---|---|
| Street Address | 497 POINT RD |
| City | OTIS |
| State | ME |
| Zip | 04605-6817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 76 |
| Jurisdiction | OTIS ME |
| Township / Civil Division | OTIS |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 965200 |
Source: Hancock County and Otis Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 POINT RD, OTIS, ME 04605-6817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTIS ME |
| Recording Date | Apr 29, 2026 |
| Property Address | 497 POINT RD, OTIS, ME 04605-6817 |
| Document Number | 0074430500 |
| Book / Page | 7443 / 500 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20264319 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 497 POINT RD, OTIS, ME 04605-6817 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004319, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 7443/500 |
| Instrument | 20264319 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Hancock County and Otis Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Otis Town |
| Unified School District | Otis (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,169.00 (+4.93%) | $330,100 (-) Land $170,300 Building $159,800 |
| 2024 | $3,020.00 (+10.14%) | $330,100 (+42.04%) Land $170,300 Building $159,800 |
| 2022 | $2,742.00 | $232,400 Land $108,500 Building $123,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Union River Telephone Company Fiber | 100 / 100 |
No cell data coverage reported
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