497 Pine St, Decatur, AL 35603 Property Records

Morgan County property record for 497 Pine St, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,800 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Oct 2023)
Tax Bill	$687 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-18-0-002-012.000`

Property Details

APN / Parcel Number

Primary APN	`11-04-18-0-002-012.000`
Alternative APNs	`144184` `23149`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	144184
Street Address	497 PINE ST
City	DECATUR
State	AL
Zip	35603-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SIXWAY SUBDIV #3 PLAT BK 5 PG 96
Legal Range	3W
Legal Township	6S
Legal Section	18
Legal Subdivision	SIXWAY SUB
Legal Lot Number	12
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1022
Census Tract	5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	497 PINE ST, DECATUR, AL 35603-6229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 18, 2017	Warranty Deed, Transfer · FHA Mortgage PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Book / Page	2023 / 8997
Prior Transfer Date	Oct 11, 2023
Prior Transfer Doc	2023008997
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 25, 2020
Property Address	497 PINE ST, DECATUR, AL 35603-6229
Document Number	2020/11069
Book / Page	2020 / 11069
Map Reference	MB 5 PG 96
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 COVE CREEK DR, DECATUR, AL 35603-5281

Mortgage

Document Number	2020/53662
Date	Nov 25, 2020
Book Page	2020/53662

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 18, 2017
Property Address	497 PINE ST, DECATUR, AL 35603-6229
Document Number	DEED2017/03241
Book / Page	DEED2017 / 03241
Map Reference	MB 5 PG 96
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 PINE ST, DECATUR, AL 35603-6229

Mortgage

Document Number	MTG2017/11693
Date	Apr 18, 2017
Book Page	MTG2017/11693

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Priceville City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$687.00	$19,810 (-) Land $1,820 Building $17,990	$198,100 (-) Land $18,200 Building $179,900
2024		$19,810 (-) Land $1,820 Building $17,990	$198,100 (-) Land $18,200 Building $179,900
2023	$687.00 (+9.05%) Homeowner's exemption	$19,810 (+8.25%) Land $1,820 Building $17,990	$198,100 (+8.25%) Land $18,200 Building $179,900
2022	$630.00 Homeowner's exemption	$18,300 Land $1,580 Building $16,720	$183,000 Land $15,800 Building $167,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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