Transylvania County property record for 497 Pheasant Gap Rd, Rosman, NC 28772 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 718 sqft · built 1987 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jun 2017) |
| Tax Bill | $515 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8543-90-4149-000 |
| Primary APN | 8543-90-4149-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 718 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 70459190 |
|---|---|
| Street Address | 497 PHEASANT GAP RD |
| City | ROSMAN |
| State | NC |
| Zip | 28772-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF OLD HWY 64 1.27 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960502 |
Source: Transylvania County records · APN 8543-90-4149-000
Assessment roll updated January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 PHEASANT GAP RD, ROSMAN, NC 28772-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 09, 2017 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2017 · Amount on Record |
| Deed Sale | Jun 09, 2017 · Amount on Record |
| Deed Document Number | 2017002955 |
| Deed Book / Page | 806 / 833 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 497 PHEASANT GAP RD, ROSMAN, NC 28772-9691 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 PHEASANT GAP RD, ROSMAN, NC 28772-9691 |
| Document Number | 0010260433 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 1026/433 |
| Instrument | 2022001372 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 497 PHEASANT GAP RD, ROSMAN, NC 28772-9691 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 PHEASANT GAP RD, ROSMAN, NC 28772-9691 |
| Document Number | 0010260453 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 1026/453 |
| Instrument | 2022001373 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 497 PHEASANT GAP RD, ROSMAN, NC 28772-9691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008070001 |
|---|---|
| Date | Jun 09, 2017 |
| Book Page | 807/001 |
| Instrument | 2017002956 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: Transylvania County records · Assessment roll updated January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $515.00 | $78,260 Land $35,000 Building $43,260 | $78,260 Land $35,000 Building $43,260 |
Source: FEMA National Flood Hazard Layer, Transylvania County (37175C), updated June 26, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371759605021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 400 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Comporium | Fiber | 8,000 / 8,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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