St. Johns County property record for 497 Pescado Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,491 sqft · built 2021 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,200 (Feb 2020) |
| Tax Bill | $12,789 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2021 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 073431-1710 |
| Primary APN | 073431-1710 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,491 sqft Living Area |
| Gross Area | 3,113 sqft |
| 1st Floor Area | 2,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 622 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 497 PESCADO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 64/63-65 MADEIRA AT ST AUGUSTINE PHASE 3A-1 LOT 171 OR5049/1809 & 5342/1400(Q/C) |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 54 |
| Legal Subdivision | MADEIRA AT ST AUGUSTINE PHASE 3A-1 |
| Legal Phase | 3A |
| Legal Block | 2 |
| Legal Lot Number | 171 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20606 |
497 Pescado Dr is owned and occupied by an individual who acquired it in July 2021.
Source: St. Johns County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Aug 13, 2021 | Intrafamily Transfer, Transfer UNIFIED SETTLEMENT SERVICES, UNITED SETTLEMENT SERVICES |
| Sep 23, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 5, 2020 | Loan Modification, Mortgage ATTORNEY ONLY |
| Feb 14, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on File |
| Deed Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 202011928 |
| Deed Book / Page | 4883 / 690 |
| Last Transfer Date | Jul 24, 2021 |
| Transfer Doc | 0053421400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 PESCADO DR, ST AUGUSTINE, FL 32095-1650 |
| Document Number | 0053300480 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 5330/480 |
| Instrument | 2021084038 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | JERSEY, GA 30018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 13, 2021 |
| Property Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Document Number | 0053421400 |
| Book / Page | 5342 / 1400 |
| Map Reference | MB 64 PG 63-65 |
| Instrument Date | Jul 24, 2021 |
| Instrument | 2021089589 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | UNIFIED SETTLEMENT SERVICES, UNITED SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 23, 2020 |
| Property Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Document Number | 0050491809 |
| Book / Page | 5049 / 1809 |
| Map Reference | MB 64 PG 63-65 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020082012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | COWFORD TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12276 SAN JOSE BLVD STE 120, 12276, JACKSONVILLE, FL 32223-8630 |
| Name | Verified Name |
|---|---|
| Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Document Number | 0050491811 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 5049/1811 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Document Number | 0048841973 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 497 PESCADO DR ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 14, 2020 |
| Property Address | 497 PESCADO DR, SAINT AUGUSTINE, FL 32095-1650 |
| Document Number | 0048830690 |
| Book / Page | 004883 / 000690 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 11928 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,415.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12276 SAN JOSE BLVD #120 JACKSONVILLE FL 322238630, 120, JACKSONVILLE, FL 32223-8630 |
The 2025 property tax bill for 497 Pescado Dr was $12,789 with a homeowner's exemption, up 5.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,997 (+2.7%) | $603,191 (-0.04%) Land $150,000 Building $453,191 | |
| 2025 | $12,789.00 (+5.3%) Homeowner's exemption | $553,064 | $603,421 Land $150,000 Building $453,421 |
| 2024 | $12,145.00 (+2.25%) | ||
| 2023 | $11,878.00 (+4.39%) Homeowner's exemption | $521,822 (+3%) | $594,237 (+17.29%) Land $115,000 Building $479,237 |
| 2022 | $11,379.00 Homeowner's exemption | $506,623 | $506,623 Land $112,000 Building $394,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Pescado Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured incl. 98 condo units |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Pescado Dr is moderate, ranking above 58% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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