Walton County property record for 497 Persimmon St, Freeport, FL 32439 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 2003 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (May 2018) |
| Tax Bill | $333 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1S-21-41050-00F-0110 |
| Primary APN | 28-1S-21-41050-00F-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 1,998 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 20 ft deep x 7.5 ft wide |
| Porch | Porch |
| Porch Area | 284 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1058819 |
|---|---|
| Street Address | 497 PERSIMMON ST |
| City | FREEPORT |
| State | FL |
| Zip | 32439-6720 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 11 BLK F 1ST ADD TO CHOCTAW OR 1026-44 OR 2375-1343 OR 2464-264 OR 3074-3046 |
| Legal Range | 21W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | CHOCTAW 1ST ADD |
| Legal Block | F |
| Legal Lot Number | 11 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950306 |
Source: Walton County records · APN 28-1S-21-41050-00F-0110
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 PERSIMMON ST, FREEPORT, FL 32439-6720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 24, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Prior Sale | Jan 10, 2003 · Amount on Record |
| Deed Document Number | 2018000017165 |
| Deed Book / Page | 3074 / 3046 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 497 PERSIMMON ST, FREEPORT, FL 32439-6720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 PERSIMMON ST, FREEPORT, FL 32439-6720 |
| Document Number | 0032342634 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 3234/2634 |
| Instrument | 20220001937 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Feb 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 497 PERSIMMON ST, FREEPORT, FL 32439-6720 |
| Document Number | 0030762576 |
| Book / Page | 003076 / 002576 |
| Instrument Date | May 21, 2018 |
| Instrument | 19682 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,015.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 PERSIMMON ST FREEPORT FL 324396720, FREEPORT, FL 32439-6720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 24, 2018 |
| Property Address | 497 PERSIMMON ST, FREEPORT, FL 32439-6720 |
| Document Number | 0030743046 |
| Book / Page | 003074 / 003046 |
| Instrument Date | May 21, 2018 |
| Instrument | 17165 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 PERSIMMON ST FREEPORT FL 324396720, FREEPORT, FL 32439-6720 |
| Document Number | 30743048 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 003074/003048 |
| Instrument | 17166 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,459 (-4.28%) Land $62,500 Building $30,959 | $93,459 (-4.28%) Land $62,500 Building $30,959 | |
| 2024 | $333.00 (+2.78%) | ||
| 2023 | $324.00 Homeowner's exemption | $97,636 (+35.46%) Land $62,500 Building $35,136 | $97,636 (+35.46%) Land $62,500 Building $35,136 |
| 2022 | $324.00 Homeowner's exemption | $72,079 Land $39,269 Building $32,810 | $72,079 Land $39,269 Building $32,810 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
May also be available at this address: Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures