497 Palace Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 497 Palace Dr, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,798 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$317,415 (2021)
Tax Bill$4,476.00 (2025)

Property Details

APN / Parcel Number

Primary APN073324-0630

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,798 sqft Living Area
Gross Area2,239 sqft Gross Area
1st Floor1,798 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area162 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address497 PALACE DR
CitySAINT AUGUSTINE
StateFL
Zip32084-6658
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description85/13-20 NORTHRIDGE LAKES UNIT 5 LOT 63 OR5229/1830
Legal Range29E
Legal Township06S
Legal Section35
Legal SubdivisionNORTHRIDGE LAKES UNIT 5
Legal Block1
Legal Lot Number63
Legal Unit5
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3030
Census Tract20904

Owner

Source: St. Johns County records · APN 073324-0630

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address497 PALACE DR, SAINT AUGUSTINE, FL 32084-6658
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Apr 06, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2021 · Amount on Record
Deed SaleApr 06, 2021 · Amount on Record
Deed Doc Number202138131
Deed Book / Page5229 / 1830
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address497 PALACE DR, SAINT AUGUSTINE, FL 32084-6658
Transaction TypeMortgage
Record UpdatedJul 24, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057891199
DateJul 11, 2023
Book Page5789/1199
Instrument2023053691
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 06, 2021
Property Address497 PALACE DR, SAINT AUGUSTINE, FL 32084-6658
Document Number0052291830
Book / Page5229 / 1830
Map ReferenceMB 85 PG 13-20
Instrument DateApr 05, 2021
Instrument2021038131
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,222.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 PALACE DR, ST AUGUSTINE, FL 32084-6658

Mortgage

Document Number0052291831
DateApr 06, 2021
Instrument5229/1831
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$347,873 (+0.8%) Land $82,000 Building $265,873$347,873 (-2.68%) Land $82,000 Building $265,873
2025$4,476.00 (+12.43%) Homeowner's exemption$345,095 (+5.99%)$357,458 (+1.92%) Land $90,000 Building $267,458
2024$3,981.00 (+1.97%)
2023$3,904.00 (+2.9%) Homeowner's exemption$325,601 (+3%)$350,727 (+10.95%) Land $95,000 Building $255,727
2022$3,794.00 Homeowner's exemption$316,117$316,117 Land $80,640 Building $235,477

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 893 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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