San Mateo County property record for 497 Pacific Ave, Pacifica, CA 94044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 2,110 sqft Living Area |
| Lot Size | 8,062 sqft (0.185 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,155,000 (2018) |
| Tax Bill | $16,614.00 (2025) |
| Primary APN | 016-281-010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,570 sqft Gross Area |
| 1st Floor | 1,670 sqft 1st Floor |
| Basement Area | 460 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Study | Study |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 8,062 sqft (0.185 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 460 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 497 PACIFIC AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2625 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 1 BRIGHTON TERRACE MAP NO 1 RSM 30/20 |
| Legal Subdivision | BRIGHTON TERRACE MAP NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 603000 |
Source: San Mateo County records · APN 016-281-010
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 27, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on Record |
| Deed Sale | Jul 27, 2018 · Amount on Record |
| Prior Sale | Mar 24, 2011 · Amount on Record |
| Deed Doc Number | 201858833 |
| Prior Transfer Date | Feb 14, 2006 |
| Prior Transfer Doc | 0000042119 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 497 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000107721 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-107721 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 27, 2018 |
| Property Address | 497 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000058833 |
| Map Reference | MB30 PG20 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018-058833 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 497 PACITIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000058834 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018-058834 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,314,185 (+2%) Land $612,148 Building $702,037 | ||
| 2025 | $16,614.00 (+6.95%) Homeowner's exemption | $1,288,418 (+4.04%) Land $600,146 Building $688,272 | |
| 2023 | $15,535.00 (+4.92%) Homeowner's exemption | $1,238,390 Land $576,843 Building $661,547 | $1,404,630 |
| 2022 | $14,807.00 |
497 Pacific Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 19th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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